First Citizens Bank Payday Loans Review - Reidsville, North Carolina

3 2 reviews

Organization owner?

501 S Main St, Reidsville, NC 27320, USA

+1 (336) 349-8492

locations.firstcitizens.com

Sunday

Closed

Monday

9AM–1PM, 3–5PM

Tuesday

9AM–1PM, 3–5PM

Wednesday

9AM–1PM, 3–5PM

Thursday

9AM–1PM, 3–5PM

Friday

9AM–1PM, 3–5PM

Saturday

Closed

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you get acquainted with the feedback of our customers.

Only an ID is needed to apply. Was on a working trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Leola Fritsch

Thanks to the team of First Citizens Bank. Fast solution of the arisen problems, quick approval on the loan. I definitely recommend this service.

Dr. Rosalind Spencer Sr.

want to express my deep gratitude to First Citizens Bank for believing my case. I had some issues with a credit history, but this service helped me and took out a loan.

Russ Crooks

I submit an application quite often. I am satisfied with the terms. There is online day and night service.

Miss Nannie Leffler

want to express my deep gratitude to First Citizens Bank for believing my case. I had some problems with a credit history, but this service helped me out and issued a loan.

Noelia White

Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes people grapple with common information about payday loans.

Payday Loans in Reidsville, North Carolina

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts range from $100-$1,000.

It is simple and fast to take out payday loans in Reidsville, North Carolina. The rates are set on an individual basis: if a client repays as much loans as possible, she will be provided one of the most reasonable terms and rates.

APR

36% APR small loan cap

How will First Citizens Bank help take out a loan in Reidsville, North Carolina?

Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online application with customer data. It will take several minutes to review the application. The money are transferred in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Reidsville, nc will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Reidsville, North Carolina

locations.ncsecu.org

First Bank - Asheville North, NC

778 Merrimon Ave, Asheville, NC 28804, USA

+1 (828) 253-5402

localfirstbank.com

TD Bank

150 Weaver Blvd #1068, Weaverville, NC 28787, USA

+1 (828) 645-6610

locations.td.com