State Employees’ Credit Union Payday Loans Review

3.7 14 reviews

Organization owner?

2550 Benvenue Rd, Rocky Mount, NC 27804, USA

+1 (252) 985-0311

locations.ncsecu.org

Tuesday

8:30AM–5:30PM

Wednesday

8:30AM–5:30PM

Thursday

8:30AM–5:30PM

Friday

8:30AM–5:30PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–5:30PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about State Employees’ Credit Union?

Here you see the reviews of our clients.

So I got dressed and suffered through the pain.

Mr. Trystan Jerde V

Great customer service is what I love.

Elisabeth Rowe

Great service, good food, clean bathrooms and friendly staff.

Hazel Dare V

Nice clean truck stop with a great Mexican restaurant across the street.

Ms. Nadia Skiles IV

The fuel prices for both Diesel and gas are generally very competitive.

Consuelo Ziemann

The ladies in this office know their stuff.

Zachariah Johns

I was charged over 500 dollars and did not even get good communication..

Natalia Abshire

Thank you for the very kind and respectful service.

Carmelo Stiedemann

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes readers get acquainted general information about payday loans.

Payday Loans in Rocky Mount, Virginia

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

It is easy and quick to take out payday loans in Rocky Mount, Virginia. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be offered one of the most reasonable terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will State Employees’ Credit Union help issue a loan in Rocky Mount, Virginia?

24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Rocky Mount, va will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit history.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

APR Calculator

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