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4.6 16 reviews

220 Long Ave, Roxboro, NC 27573, USA
+1 (336) 599-6900

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Feedback about State Employees’ Credit Union?

Here you read the feedback of our clients.

Great staff, great service.

Ms. Jennifer Thompson Sr.

Everyone employed at SECU are all very kind and knowledgeable!!!

Janessa Kertzmann

Wonderful to work with when you need financial help.

Vladimir Simonis

A great clean and friendly place that prepare taxes quickly and friendly.

Miss Virgie Weimann DVM

They gave me some good help and timing was excellent

Reid Grady

Great staff , fast and friendly

Callie Koepp

Pay Attention

Above there are details about a certain lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Roxboro, North Carolina

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Roxboro, North Carolina are taken out hassle-free. The interest rate depends on the customer's personal information: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies guarantee.


36% APR small loan cap

How will State Employees’ Credit Union help take out a payday loan in Roxboro, North Carolina?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to review the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% deny the application when lenders in Roxboro, nc will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

APR Calculator

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PNC Bank

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First Citizens Bank

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