Welcome to Our Online Loan Referral Service

5 3 reviews

621 S Main St, Sparta, NC 28675, USA
+1 (336) 372-5651
locations.firstcitizens.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank?

Below you get acquainted with some of the opinions of our clients.

Great place to bank ,very friendly

Krista Nader II

They really make you feel like you are part of the family at the bank.

Trystan Durgan II

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Sparta, New Jersey

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans may turn out an easy and fast solution to a short-term problem in Sparta, New Jersey. Loans from payday lenders can get you funds same day. Your APR will depend on several things.

APR

30% usury cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still apply a payday loan. Such loans are designed to help meet the needs of individuals with lower credit scores. There are companies who may be pleased to offer you a payday loan even if you have a bad credit rating. You will need a stable income to be eligible for a bad credit payday loan.

To get accepted for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the definite cost of your loan. It only takes 10 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Sparta, North Carolina

First Financial Services

2226 Nelson Hwy, Chapel Hill, NC 27517, USA

+1 (919) 489-4949

www.bankatfirst.com

LifeStore Bank

21 E Ashe St, West Jefferson, NC 28694, USA

+1 (800) 723-4718

www.golifestore.com

Security Financial Services

325 Sanford Dr, Morganton, NC 28655, USA

+1 (828) 430-9450

www.security-finance.com

Quicken Loan

Greensboro, NC 27401, USA

+1 (336) 375-9717

Certainty Home Loans

10800 Sikes Pl, Charlotte, NC 28277, USA

+1 (704) 849-2125

certaintyhomeloans.com

AgCarolina Farm Credit

408 NC-561, Ahoskie, NC 27910, USA

+1 (252) 332-6143

www.agcarolina.com

Lendmark Financial Services LLC

2835 Raleigh Rd Pkwy W Suite 105, Wilson, NC 27896, USA

+1 (252) 291-6090

www.lendmarkfinancial.com

United Bank

105 Hickman Rd, Tabor City, NC 28463, USA

+1 (910) 207-9033

www.bankwithunited.com

Dalia Check Cashing

5525 Western Blvd, Raleigh, NC 27606, USA

+1 (919) 852-3737

daliacheckcashing1.com

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