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5 22 reviews
Loan agency in Mitchell County, North Carolina

11805 S 226 Hwy, Spruce Pine, NC 28777, USA
7 years in business
+1 (828) 765-4503
www.onemainfinancial.com
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
(Good Friday)
9AM–5:30PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5:30PM
Tuesday
9AM–7PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

philip.hannah@omf.com

+1.8124922507

What people think about OneMain Financial?

Below you see some of the reviews of our clients.

All the staff at OneMain Financial in Spruce Pine are great to work with.

Prof. Austyn Cassin Sr.

Thank you for your great customer service.

Luisa Cruickshank

Quick and professional actions to solve my problem.Thank you again guys!

Markus DuBuque

Pay Attention

The above-given information provides the details about a peculiar company. The information below is about common information about payday loans.

Payday Loans in Spruce Pine, North Carolina

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans may turn out an easy and fast solution to a short-term problem in Spruce Pine, North Carolina. Loans from payday lenders can get you money quickly. Your interest rate will depend on several things.

APR

36% APR small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to applicants with a poor credit history. Payday loan approvals depend very much on specific circumstances. They will pay attention to your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Spruce Pine, North Carolina

Regional Finance

2140 S Church St, Burlington, NC 27215, USA

+1 (336) 227-0956

branches.regionalfinance.com

Metrolina Credit Company

2331 Crownpoint Executive Dr N, Charlotte, NC 28227, USA

+1 (704) 567-0861

OneMain Financial

1096 Concord Pkwy N #13, Concord, NC 28027, USA

+1 (704) 788-3170

www.onemainfinancial.com

Fifth Third Bank & ATM

1667 Tynecastle Hwy, Banner Elk, NC 28604, USA

+1 (828) 898-6351

locations.53.com

United Community Bank

200 Linville St, Newland, NC 28657, USA

+1 (828) 733-9281

www.ucbi.com

OneMain Financial

319 Westgate Plaza, Franklin, NC 28734, USA

+1 (828) 369-6420

www.onemainfinancial.com

HomeTrust Bank - Asheville

10 Woodfin St, Asheville, NC 28801, USA

+1 (828) 254-8144

www.htb.com

Cape Fear Farm Credit Aca

300 Liberty St, Whiteville, NC 28472, USA

+1 (910) 642-8041

www.capefearfarmcredit.com

Walmart Money Center

Gastonia, NC 28054, USA

www.walmart.com

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