Welcome to Our Online Loan Referral Service

5 4 reviews

111 Cherokee Crossing, Whittier, NC 28789, USA
+1 (828) 497-1554
locations.firstcitizens.com
Thursday
8:30AM–5PM
Friday
(Good Friday)
8:30AM–6PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank?

Below you find some of the reviews of our clients.

Many thanks to First Citizens Bank. I recently had some issues with repaying my mortgage and they approved me for a cash advance. Best lender! Managed to cover my issues and signed with relief.

Lizeth Jakubowski

I want to say Many Thanks to the team of First Citizens Bank. They offer immediate solution to any sudden money problems. Love them for their immediate decision. Applied for a loan and got accepted although my credit was bad. I will definitely use this website if I need money again.

Mr. Cristina Fay PhD

I had problems with paying my bank loan and was not sure I would get appoved for a loan with First Citizens Bank . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $600 online. Fortunately I got an approval!!! They literally saved my life.

Efrain Lang

Thanks!! The funds were deposited to my bank account as promised – the next morning. I repaid the loan quickly and had no problems. The process is convenient and legit. Be a responsible client and you will have no problems.

Deontae Stark

I want to say Many Thanks to the team of First Citizens Bank. They offer same day solution to any sudden money problems. Love them for their quick approval. Applied for a cash advance and got accepted although my credit was not perfect. I will certainly use this service if I need money in the future.

Hugh Stroman

Important

The previous three items charactirize a specific lender. But below you can read common data about payday loans.

Payday Loans in Whittier, North Carolina

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans may seem like an easy and fast solution to a short-term problem in Whittier, North Carolina. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few things.

APR

36% APR small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can usually be an obstacle to obtaining a bank loan. A payday loan can help borrowers who have poor credit scores or have no credit score. But we remind you that as with any debt you should only think about applying for a payday loan if you are convinced that you can make payments punctually.

To get approved for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Whittier, North Carolina

United Bank

125-E Trade Ct, Mooresville, NC 28117, USA

+1 (704) 799-6702

www.bankwithunited.com

Check Cashing & More Inc

3635 New Bern Ave, Raleigh, NC 27610, USA

+1 (919) 231-8848

getcashnow.space

Quick Cash Pawn of Reidsville NC

426 S Scales St, Reidsville, NC 27320, USA

+1 (336) 342-1105

Security Financial Services

2629 S Horner Blvd, Sanford, NC 27332, USA

+1 (919) 775-6067

www.security-finance.com

State Employees’ Credit Union

204 Lola Ln, Pilot Mountain, NC 27041, USA

+1 (336) 444-3281

locations.ncsecu.org

First Horizon Bank

207 S Madison Blvd, Roxboro, NC 27573, USA

+1 (336) 592-8013

www.firsthorizon.com

United Bank

901 E Main St, Lincolnton, NC 28092, USA

+1 (704) 735-1104

www.bankwithunited.com

Allegacy Federal Credit Union

912 S State St, Yadkinville, NC 27055, USA

+1 (336) 830-8600

www.allegacy.org

Fort Bragg Federal Credit Union

7840 Raeford Rd, Fayetteville, NC 28304, USA

+1 (910) 864-2232

www.fortbraggfcu.org

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