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3.7 3 reviews
Loan agency in Grand Forks, North Dakota

2100 S Columbia Rd #112, Grand Forks, ND 58201, USA
+1 (701) 772-7114
www.onemainfinancial.com
Monday
9AM–5:30PM
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

philip.hannah@omf.com

+1.8124922507

Feedback about OneMain Financial?

Here you read the reviews of our clients.

Thanks to the employees for the reputable service. They helped out in difficult times. For application you only need an ID.

Janie Dicki

I took the first cash advance, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Dr. Alexandrea Glover

Thanks to the staff for the reliable service. They assisted in difficult times. For application you only need an ID.

Dennis Boehm

A good payday lender. The company quickly reviewed the application and deposited the funds to my credit card.

Jake Kling

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes readers get acquainted general information about payday loans.

Payday Loans in Grand Forks, North Dakota

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Grand Forks, North Dakota is taken out simply and quickly. The interest percentage is defined respecting the category of the client: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will OneMain Financial help take out a payday loan in Grand Forks, North Dakota?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to process the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Grand Forks, nd will estimate other aspects like payment abilities and approve a cash advance. This is a way to improve your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Grand Forks, North Dakota

ATM Bremer Bank Na

424 5th St NE, Devils Lake, ND 58301, USA

+1 (800) 627-3999

www.bremer.com

Western State Bank

6351 12th Ave N, Granville, ND 58741, USA

+1 (701) 728-6827

Walmart Money Center

Dickinson, ND 58601, USA

www.walmart.com

U.S. Bank ATM

113 58th St W, Williston, ND 58801, USA

+1 (800) 872-2657

locations.usbank.com

First International Bank & Trust

3001 25th St S, Fargo, ND 58103, USA

+1 (701) 232-1700

fibt.com

Western Cooperative Credit Union

1300 Bison Dr, Williston, ND 58801, USA

+1 (701) 572-4000

www.wccu.org

Community Credit Union

1115 11th Ave N, Carrington, ND 58421, USA

+1 (701) 652-2482

www.community-credit-union.org

Citizens State Bank

301 Main St, Edmore, ND 58330, USA

+1 (701) 644-2231

www.citizensstatebank-nd.com

Bruce Hanson - Prudential Financial

2840 24th Ave S #300, Grand Forks, ND 58201, USA

+1 (701) 772-1361

www.prudential.com

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