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5 2 reviews

240 3rd St NW, Valley City, ND 58072, USA
+1 (701) 845-2712
www.dacotahbank.com
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed

Domain Info

Created Date

1996-06-21

Mailing Address

Company Name

Contact Data

Feedback about Dacotah Bank?

Here you read the feedback of our customers.

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid back on time, it can be either extended or paid back ahead of schedule.

Trinity Nicolas

I took out a cash advance when I had problems with money. There was no other way out. I looked out this site on the Internet, among others. Has applied several services. One declined, the other offered too high a rate, but here it was approved as I wanted.

Dr. Madison Weber

It so happened that it had to go to another town, but the paycheck had not yet arrived. A friend recommended me to address Dacotah Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Lila Reichert

Good service with a favorable rate. Money transferred immediately, I always use Dacotah Bank.

Merle Simonis Jr.

The funds are deposited to my bank account. I pay back through my account. The payment is convenient and fast. Pay on schedule and there will be no issues.

Prof. Laverna Wolff DVM

Dacotah Bank is quite good, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on time. The operators in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Miss Stefanie Cronin

Pay Attention

Above there are details about a exact lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Valley City, Ohio

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

Payday loans in Valley City, Ohio are taken out hassle-free. The interest percentage is dependent on the borrower's personal data: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Dacotah Bank help issue a payday loan in Valley City, Ohio?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are issued day and night. The loan will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Valley City, Ohio. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

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Lincoln State Bank

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+1 (701) 242-7292

First International Bank & Trust

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+1 (701) 584-2525

fibt.com

Financial Institutions Department

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+1 (701) 328-9933

www.nd.gov

American Bank Center

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+1 (701) 628-3131

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Bremer Bank

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+1 (701) 343-2324

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