Welcome to Our Online Loan Referral Service

4.5 11 reviews

2850 24th Ave S, Grand Forks, ND 58201, USA
+1 (701) 792-4350
www.gatecity.bank
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed

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Feedback about Gate City Bank?

Here you see the reviews of our clients.

I highly recommend Gate City for all your banking needs!

Lacey Hickle DVM

I made right choice choosing gate city bank and sherry mortgage loan officer.

Dr. Maggie DuBuque

Pay Attention

Further there will be presented the details about not a certain lender. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Grand Forks, North Dakota

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

It is easy and fast to issue payday loans in Grand Forks, North Dakota. The rates are accured on an individual basis: if a customer repays as much loans as possible, he will be offered one of the most favorable terms and rates.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Gate City Bank help take out a loan in Grand Forks, North Dakota?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be deposited to card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Grand Forks, North Dakota. The company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Grand Forks, North Dakota

First State Bank of Munich

329 Broadway, Osnabrock, ND 58269, USA

+1 (701) 496-3482

www.horizonfinancialbank.com

Capital Credit Union

3216 Veterans Blvd, Fargo, ND 58104, USA

+1 (701) 282-2139

www.capcu.org

Heartland Payment Systems Inc

2910 E Broadway Ave # 42, Bismarck, ND 58501, USA

+1 (701) 255-3211

www.heartlandpaymentsystems.com

Town & Country Credit Union

3630 S Broadway suite b, Minot, ND 58701, USA

+1 (701) 852-8300

www.townandcountry.org

On Q Financial - Mortgages & Home Loans in Lisbon

421 Main St, Lisbon, ND 58054, USA

+1 (425) 880-9527

onqfinancial.com

First Community Credit Union

200 Main St N, Lakota, ND 58344, USA

+1 (701) 247-2759

www.myfccu.com

Walmart Money Center

2717 Rock Island Pl, Bismarck, ND 58504, USA

+1 (701) 223-3066

www.walmart.com

Farmers & Merchants State Bank

816 3rd St, Langdon, ND 58249, USA

+1 (701) 256-5431

www.fmbanklangdon.com

Money Lenders

2305 Main Ave, Fargo, ND 58103, USA

+1 (701) 234-9990

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