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Feedback about Gate City Bank?
Here you see the reviews of our clients.
I highly recommend Gate City for all your banking needs!
Lacey Hickle DVM
I made right choice choosing gate city bank and sherry mortgage loan officer.
Dr. Maggie DuBuque
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Further there will be presented the details about not a certain lender. The information below will tell about general information about payday loans and its specific aspects.
Payday Loans in Grand Forks, North Dakota
According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.
It is easy and fast to issue payday loans in Grand Forks, North Dakota. The rates are accured on an individual basis: if a customer repays as much loans as possible, he will be offered one of the most favorable terms and rates.
APR
487%*
Max Loan
$500
Min Term
Not Specified
Max Term
60 days
How will Gate City Bank help take out a loan in Grand Forks, North Dakota?
- Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be deposited to card. You won't be asked to visit any department.
- No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online application. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are transferred in 24 business hours.
- Fast and high approval rate. The positive decision counts almost 98%.
- Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.
What data to fill in in the application? - General Info
To leave an application, every customer should enter the following data:
Then submit an application to get an offer from one of the lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Grand Forks, North Dakota. The company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit score into a favorable one.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Grand Forks, North Dakota
First Western Bank & Trust
4040 42nd St S Suite O, Fargo, ND 58104, USA
+1 (701) 364-9050
www.firstwestern.bank
Goose River Bank
515 W Caledonia Ave, Hillsboro, ND 58045, USA
+1 (701) 636-5500
www.gooseriverbank.com
Service Credit Union
380 Warrior Drive Bldg. 241, Grand Forks AFB, ND 58205, USA
+1 (800) 936-7730
servicecu.org
