Welcome to Our Online Loan Referral Service

4.4 7 reviews

2401 N Broadway, Minot, ND 58703, USA
+1 (701) 852-3866
www.gemcu.org
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM
Friday
8AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed

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Mailing Address

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Contact Data

What people think about GEM Federal Credit Union?

Below you read some of the testimonials of our clients.

They are awesome to work with & the staff knows you by name.

Antwan Krajcik

Would not recommend if you are looking for a customer centric place.

Prof. Vance Mante

Everyone here is awesome and takes care of me like a member of the family!

Mandy Torp

Pay Attention

The previous three items describe a definite lending service. But below you can read general information about payday loans.

Payday Loans in Minot, Massachusetts

A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Minot, Massachusetts. Loans from payday lenders can get you money same day. Your APR will depend on a few factors.

APR

23% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can often be an obstacle to taking out a bank loan. A payday loan can help people who have bad credit scores or have no credit history. But we recommend you that as with any borrowing you should only dare applying for a payday loan if you are assured that you can make payments on scheduled.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Minot, North Dakota

American Bank Center

101 E Main St, Mandan, ND 58554, USA

+1 (701) 663-0299

www.weareamerican.bank

BNC National Bank

104 N Broadway, Linton, ND 58552, USA

+1 (701) 254-4625

www.bncbank.com

Gate City Bank

2850 24th Ave S, Grand Forks, ND 58201, USA

+1 (701) 792-4350

www.gatecity.bank

Bank of Turtle Lake

205 Main St, Turtle Lake, ND 58575, USA

+1 (701) 448-2323

www.btlnd.com

First State Bank

612 Broadway St, Thompson, ND 58278, USA

+1 (701) 599-2600

www.firststatebanks.com

Gate City Bank

1119 9th St E, West Fargo, ND 58078, USA

+1 (701) 298-2800

www.gatecity.bank

ATM Dacotah Bank

121 N Main St, Hettinger, ND 58639, USA

+1 (800) 627-3999

www.dacotahbank.com

Thrivent Financial-Lutherans

402 4th St SW, Cooperstown, ND 58425, USA

+1 (701) 797-2399

www.thrivent.com

Bank of the West

50 Wiley Ave N, Lidgerwood, ND 58053, USA

+1 (701) 538-4545

www.bankofthewest.com

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