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5 4 reviews

115 Morton Ave, Page, ND 58064, USA
+1 (701) 668-2224
elmriver.org

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Here you read the reviews of our clients.

High interest rate. When paying back a payday loan, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another service.

Prince Bartoletti

I borrowed $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they took out a loan for 16 days. As a result, I paid $850 with all the fees.

Dr. Gabe Kilback I

I borrowed $300 for several days. When the payday loan was returned, they applied a great commissions, I had to pay almost $400.

Dr. Ward Adams MD

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.

Amya Senger

Disappointed! Was declined to issue $1,000. Only $400 was approved.

Idell Hansen DVM

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes people grapple with shared information about payday loans.

Payday Loans in Page, West Virginia

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

This financial product in Page, West Virginia is issued easily and fast. The interest percentage is defined respecting the category of the customer: the more loans are successfully paid back, the more favorable terms will be offered to you.

APR

31% APR for loans up to $2,000

How will Elm River Credit Union help take out a payday loan in Page, West Virginia?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to consider the application. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Lenders do not consider this factor the only one to issue a loan in Page, West Virginia. The company will estimate many points to qualify such as solvency. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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Cornerstone Bank

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American State Bank & Trust Co

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First International Bank & Trust

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+1 (701) 774-8321

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First Security Bank-West

100 Main St E, Beulah, ND 58523, USA

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Jay's Pawn Shop

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+1 (701) 663-0708

Western State Bank

6351 12th Ave N, Granville, ND 58741, USA

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Raymond James Financial Services

1618 Commerce St, Wahpeton, ND 58075, USA

+1 (218) 643-8721

www.raymondjames.com

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