Welcome to Our Online Loan Referral Service

3.7 9 reviews

310 Caldwell St, Chillicothe, OH 45601, USA
+1 (740) 775-3331
www.homelandcu.com
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Domain Info

Created Date

2003-09-12

Mailing Address

310 Caldwell Street, Chillicothe, Ohio, 45601, United States

Company Name

Homeland Credit Union

Homeland Credit Union

Contact Data

[email protected]

+1.7407753331

+00.0000000

Feedback about Homeland Credit Union?

Here you get acquainted with the feedback of our clients.

I have a problem with paying a loan at another bank. It is inconvenient to borrow from friends. Therefore, I decided to contact Homeland Credit Union. They really helped.

Margarita Torp V

I often issue a loan to a card in Homeland Credit Union. It is very convenient. If you give it back quickly, the interest rate is reasonable. Employees politely and intelligibly explain all the terms.

Dr. Stephan Kshlerin DDS

want to express my deep gratitude to Homeland Credit Union for believing my case. I had some problems with a credit score, but this company helped me and issued a loan.

Manley Blanda DDS

Pay Attention

Above there are details about a exact lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Chillicothe, Ohio

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Chillicothe, Ohio are issued problem-free. The interest percentage is dependent on the borrower's personal information: if you pay off more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Homeland Credit Union help issue a loan in Chillicothe, Ohio?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The transfer will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Chillicothe, Ohio. They rate many other factors before issuing a cash advance. One of them is solvency. This is a way to improve your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

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State Bank

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Woodforest National Bank

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