Welcome to Our Online Loan Referral Service

4.4 7 reviews
Loan agency in North College Hill, Ohio

2003 Galbraith Rd, Cincinnati, OH 45239, USA
20 years in business
+1 (513) 931-7300
www.ccfi.com
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–4PM
Sunday
Closed
Monday
9AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226, Seattle, WA, 98108-1226, United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Feedback about CheckSmart?

Here you get acquainted with the reviews of our customers.

The people are friendly and helpful

Rhett Bernhard

I always get the information I need to make the best choice no matter what.

Joe Goyette

Pay Attention

Lenders are shown in the first three points. Below info offers general information about payday loans.

Payday Loans in Cincinnati, Ohio

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.

Payday loans in Cincinnati, Ohio are issued easily. The interest percentage is conditional on the customer's person-related data: if you pay off more payday loans, the more favorable terms and rates lenders offer.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will CheckSmart help take out a loan in Cincinnati, Ohio?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to review the application. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Cincinnati, oh will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Cincinnati, Ohio

Huntington Bank

193 S Lincoln Ave, Salem, OH 44460, USA

+1 (330) 332-9906

www.huntington.com

OneMain Financial

6585 Terhune Dr, Middletown, OH 45044, USA

+1 (513) 424-4561

www.onemainfinancial.com

KeyBank

881 Business 28, Milford, OH 45150, USA

+1 (513) 831-8850

www.key.com

Huntington Bank

95 E William St, Delaware, OH 43015, USA

+1 (740) 363-9343

www.huntington.com

The Commercial & Savings Bank

2225 US-62, Winesburg, OH 44690, USA

+1 (330) 359-5543

www.csb1.com

Huntington Bank

780 Loveland-Miamiville Rd, Loveland, OH 45140, USA

+1 (513) 683-0970

www.huntington.com

Extra Installment Loans

8601 Beechmont Ave #156, Cincinnati, OH 45255, USA

+1 (513) 318-1620

extraloans.us

CheckSmart

1219 Mentor Ave, Painesville, OH 44077, USA

+1 (440) 392-2274

www.ccfi.com

Farm Credit Mid-America

1640 N Main St, Bellefontaine, OH 43311, USA

+1 (937) 599-6118

e-farmcredit.com

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