Welcome to Our Online Loan Referral Service

2.2 16 reviews
Loan agency in Columbus, Ohio

7370 Sawmill Rd #19, Columbus, OH 43235, USA
20 years in business
+1 (614) 764-1110
www.ccfi.com
Thursday
9AM–8PM
Friday
9AM–8PM
Saturday
9AM–5PM
Sunday
(Easter)
Closed
Monday
9AM–8PM
Tuesday
9AM–8PM
Wednesday
9AM–8PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226, Seattle, WA, 98108-1226, United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

[email protected]

+1.2065771368

Feedback about CheckSmart?

Here you read the reviews of our clients.

I have always received good service in purchasing money orders.

Mr. Chester Waters

This location is toxic.

Germaine Dooley

Incompetent, unprofessional and fraudulent.

Norbert Block

Pay Attention

Above-specified info provides the details about a certain lending company. Below-defined info is devoted to common information about payday loans.

Payday Loans in Columbus, New Jersey

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Such financial products as payday loan in Columbus, New Jersey is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more reasonable rates a customer will get.

APR

30% usury cap

How will CheckSmart help take out a payday loan in Columbus, New Jersey?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are issued day and night. The transfer will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Columbus, nj will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to use the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Columbus, Ohio

Huntington Bank

2061 Elm Rd NE, Warren, OH 44483, USA

+1 (330) 372-1894

www.huntington.com

Ohio Auto Loan Services, Inc.

11753 Lebanon Rd, Sharonville, OH 45241, USA

+1 (513) 713-0294

State Bank

401 Clinton St, Defiance, OH 43512, USA

+1 (419) 783-8975

yourstatebank.com

WesBanco Bank

1033 S Main St, Centerville, OH 45458, USA

+1 (937) 291-0062

locations.wesbanco.com

First National Bank

1114 W Trenton Ave, Findlay, OH 45840, USA

+1 (419) 425-2500

www.e-fnb.com

U.S. Bank ATM - Sardinia

102 Winchester St, Sardinia, OH 45171, USA

+1 (800) 872-2657

usbank.com

Hcic

41 S High St, Columbus, OH 43215, USA

+1 (614) 480-4449

Heartland Bank

730 W Coshocton St, Johnstown, OH 43031, USA

+1 (740) 967-6500

www.heartland.bank

Big Bucks Pawn Shop

6065 E Livingston Ave, Columbus, OH 43232, USA

+1 (614) 864-2500

big-bucks-pawn-shop.business.site

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