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4.9 64 reviews
Loan agency in Elyria, Ohio

401 Cleveland St, Elyria, OH 44035, USA
20 years in business
+1 (440) 366-0949
www.advanceamerica.net
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–2PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you read the reviews of our customers.

I very much enjoyed my experience with the Advance America staff.

Janie Mante

Horrible service rude people do not loan with these people you have been warned!

Lucie Heathcote

Excellent service and extremely helpful!

Vance Kessler

Very helpful people who understand small business.

Verona Kovacek

Staff are very unprofessional.

Prof. Keyon Hamill

Internet goes out randomly for periods of time almost every day.

Ethelyn Haag III

Pay Attention

Further there will be given the details about not a certain lender. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Elyria, Ohio

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Elyria, Ohio is issued easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more favorable rates a borrower will get.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Advance America help take out a payday loan in Elyria, Ohio?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be deposited to card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Lenders in Elyria, oh consider this circumstance not a hindrence to issue a loan. The customer of a cash advance should be prepared to objectively assess financial solvency, issue a loan, pay off the debt on a due date and not only handle current problems, but improve the credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to apply the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Elyria, Ohio

KeyBank

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+1 (567) 202-1496

www.key.com

Fifth Third Bank & ATM

26521 N Dixie Hwy, Perrysburg, OH 43551, USA

+1 (419) 874-4188

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Fifth Third Bank & ATM

11390 Montgomery Rd, Cincinnati, OH 45249, USA

+1 (513) 530-0537

locations.53.com

U.S. Bank Branch

53 Portage St, Doylestown, OH 44230, USA

+1 (330) 658-2047

locations.usbank.com

WesBanco Bank

49 E Water St, Chillicothe, OH 45601, USA

+1 (740) 774-2266

locations.wesbanco.com

Credit First National Association (CFNA)

6275 Eastland Rd, Cleveland, OH 44142, USA

+1 (800) 321-3950

www.cfna.com

KeyBank

6424 Royalton Rd, North Royalton, OH 44133, USA

+1 (440) 237-7946

www.key.com

PLS Check Cashing Store

5100 Glenway Ave, Cincinnati, OH 45238, USA

+1 (513) 244-2450

pls247.com

ACE Cash Express

5311 Memphis Ave, Cleveland, OH 44144, USA

+1 (216) 661-1036

www.acecashexpress.com

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