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2.5 20 reviews
Loan agency in Youngstown, Ohio

663 Gypsy Ln, Youngstown, OH 44504, USA
10 years in business
+1 (330) 743-1568

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Created Date


Mailing Address

P.O. Box 81226, Seattle, WA, 98108-1226, United States

Company Name

On behalf of ccfi.com owner

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Contact Data



Feedback about CheckSmart?

Here you get acquainted with the reviews of our clients.

This place is a rip-off and I don’t recommend their services.

Cedrick Schowalter

Make you wait forever with 2 people working.

Georgette Hettinger

Also the fees here are outrageous and the customer service was terrible.

Ms. Adell Walker

Love the service very quick and reliable

Prof. Gayle Kassulke II

Great service, lovely people, suberb selection of inventory.

Dewayne Osinski

Great place to charge your Nissan leaf, usually no wait.

Mrs. Melba Greenholt DVM

Need to work on their people skills with employees and customers.

Selena Denesik

Best place to get things y need for your home

Justen Rau

Really professional and next day morning delivery was available for me.

Timothy Bahringer

The employees helped me find exactly what i was looking.

Dr. Rosalyn DuBuque

Pay Attention

Payday lenders are shown in the first three points. Below info shows general information about payday loans.

Payday Loans in Youngstown, New York

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Youngstown, New York are taken out problem-free. The interest percentage depends on the borrower's personal data: if you pay off more payday loans, the more efficient terms and rates lenders guarantee.


25% small loan cap

How will CheckSmart help issue a loan in Youngstown, New York?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued day and night. The transfer will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Payday lenders in Youngstown, ny review this circumstance not a hindrence to issue a loan. The client of a payday loan should be prepared to objectively estimate financial solvency, take out a loan, pay off the debt on time and not only cope with current problems, but improve the credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will define the cost of the cash advance.

APR Calculator

Other Payday Lenders in Youngstown, Ohio

Cash Ahead

5660 Kathy Run Ln, Columbus, OH 43229, USA

+1 (844) 335-5099

WesBanco Bank

3868 Central Ave, Shadyside, OH 43947, USA

+1 (740) 676-1110


PLS Check Cashing Store

4399 E Livingston Ave, Columbus, OH 43227, USA

+1 (614) 235-0840


First Financial Bank

2712 Vine St, Cincinnati, OH 45219, USA

+1 (513) 657-7720


Directions Credit Union

1446 S Reynolds Rd, Maumee, OH 43537, USA

+1 (888) 508-2228


Softite Federal Credit Union

51370 National Rd E, St Clairsville, OH 43950, USA

+1 (740) 526-8103


First American Loans

1577 N Barron St, Eaton, OH 45320, USA

+1 (937) 472-4083


U.S. Bank Branch

360 N Main St, Centerville, OH 45459, USA

+1 (937) 291-5900


Huntington Bank ATM

100 Continental Dr, Salem, OH 44460, USA