Welcome to Our Online Loan Referral Service

2.5 20 reviews
Loan agency in Youngstown, Ohio

663 Gypsy Ln, Youngstown, OH 44504, USA
10 years in business
+1 (330) 743-1568
www.ccfi.com
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–4PM
Sunday
(Easter)
Closed
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226, Seattle, WA, 98108-1226, United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Feedback about CheckSmart?

Here you get acquainted with the reviews of our clients.

This place is a rip-off and I don’t recommend their services.

Cedrick Schowalter

Make you wait forever with 2 people working.

Georgette Hettinger

Also the fees here are outrageous and the customer service was terrible.

Ms. Adell Walker

Love the service very quick and reliable

Prof. Gayle Kassulke II

Great service, lovely people, suberb selection of inventory.

Dewayne Osinski

Great place to charge your Nissan leaf, usually no wait.

Mrs. Melba Greenholt DVM

Need to work on their people skills with employees and customers.

Selena Denesik

Best place to get things y need for your home

Justen Rau

Really professional and next day morning delivery was available for me.

Timothy Bahringer

The employees helped me find exactly what i was looking.

Dr. Rosalyn DuBuque

Pay Attention

Payday lenders are shown in the first three points. Below info shows general information about payday loans.

Payday Loans in Youngstown, New York

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Youngstown, New York are taken out problem-free. The interest percentage depends on the borrower's personal data: if you pay off more payday loans, the more efficient terms and rates lenders guarantee.

APR

25% small loan cap

How will CheckSmart help issue a loan in Youngstown, New York?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued day and night. The transfer will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Payday lenders in Youngstown, ny review this circumstance not a hindrence to issue a loan. The client of a payday loan should be prepared to objectively estimate financial solvency, take out a loan, pay off the debt on time and not only cope with current problems, but improve the credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will define the cost of the cash advance.

APR Calculator

Other Payday Lenders in Youngstown, Ohio

Wright-Patt Credit Union

1636 W Park Square, Xenia, OH 45385, USA

+1 (800) 762-0047

www.wpcu.coop

Advance America

1315 S Breiel Blvd A, Middletown, OH 45044, USA

+1 (513) 423-0450

www.advanceamerica.net

Fifth Third Bank & ATM

1851 W Main St, Troy, OH 45373, USA

+1 (937) 335-7133

locations.53.com

Fifth Third Bank & ATM

2720 N Main St, Findlay, OH 45840, USA

+1 (419) 424-8560

locations.53.com

Park National Bank: Piqua West Office

1603 Covington Ave, Piqua, OH 45356, USA

+1 (937) 778-4617

parknationalbank.com

Ohio Valley Check Cashing

97 State St, Proctorville, OH 45669, USA

+1 (740) 886-9397

Ohio Valley Lending

13 S 4th St, Martins Ferry, OH 43935, USA

+1 (740) 261-4427

ohio-valley-lending.business.site

U.S. Bank Branch

214 Factory St NE, Sugarcreek, OH 44681, USA

+1 (330) 852-2446

locations.usbank.com

Fifth Third Bank ATM

327 E Sandusky St, Findlay, OH 45840, USA

www.53.com

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