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3 2 reviews

400 N Mission St, Sapulpa, OK 74066, USA
+1 (918) 227-3000
www.spiritbank.com
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM

Domain Info

Created Date

1996-05-08

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, OK, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

SpiritBank

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about SpiritBank?

Here you grapple with the reviews of our customers.

Good friendly service, low to no fee basic services.

Carmella Jaskolski

Very expensive ATM fees if you're not a member

Nathaniel Keebler IV

Pay Attention

Above there are details about a definite lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Sapulpa, Oklahoma

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Sapulpa, Oklahoma are issued problem-free. The interest percentage is dependent on the client's person-related data: if you repay more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

How will SpiritBank help issue a payday loan in Sapulpa, Oklahoma?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Sapulpa, Oklahoma. The company will assess many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

APR Calculator

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Courtesy Loans

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Oklahoma Central Credit Union

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Tulsa Federal Credit Union

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Continental Credit

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ATM (Bank of Oklahoma)

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www.bankofoklahoma.com

Approved Cash

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1 Hour Car Title Loans Oklahoma City

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