OnPoint Community Credit Union Payday Loans Review

Organization owner?

2497 SE Burnside Rd, Gresham, OR 97080, USA

+1 (503) 228-7077

www.onpointcu.com

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9AM–3PM

Sunday

Closed

Monday

9AM–6PM

Domain Info

Created Date

2005-08-03

Mailing Address

PO Box 1769, Denver, CO, 80201, United States

Company Name

Whois Agent

Domain Protection Services, Inc.

Contact Data

+1.7208009072

+1.7209758725

Feedback about OnPoint Community Credit Union?

Here you see the feedback of our clients.

A good payday lender. It quickly reviewed the application and credited the funds to my card.

Vicenta Schmeler III

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Westley Boyer

Money was urgently needed. I left an online application in OnPoint Community Credit Union. I sent all the necessary photos of documents, talked to the managers by phone. The requested amount was approved. Within an hour, the money was credited to my card.

Una Schmitt III

Thanks to the team of OnPoint Community Credit Union. Quick solution of the arisen problems, quick approval on the cash advance. I definitely recommend this service.

Yolanda Jacobs MD

The payday loan is deposited easily and quickly. There is a minus - a great fee when repaying a loan.

Daryl Runolfsson

Pay Attention

Above there are details about a exact lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Gresham, South Carolina

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Gresham, South Carolina is taken out simply and fast. The interest percentage is set depending on the category of the customer: the more loans are successfully repaid, the more favorable terms will be offered to you.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will OnPoint Community Credit Union help take out a payday loan in Gresham, South Carolina?

Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online form with personal data. It will take some minutes to review the form. The money are transferred in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Gresham, sc consider this circumstance not a hindrence to issue a loan. The borrower of a loan should be ready to objectively estimate financial abilities, issue a loan, pay off the debt on schedule and not only handle current issues, but enhance the credit rating.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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