Welcome to Our Online Loan Referral Service

5 2 reviews

645 9th St NW Suite 185, Salem, OR 97304, USA
+1 (503) 228-7077
www.onpointcu.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM

Domain Info

Created Date

2005-08-03

Mailing Address

PO Box 1769, Denver, CO, 80201, United States

Company Name

Whois Agent

Domain Protection Services, Inc.

Contact Data

+1.7208009072

+1.7209758725

Feedback about OnPoint Community Credit Union?

Here you grapple with the feedback of our customers.

This is a great location with tons of parking and a super friendly staff!

Amiya Cormier

Great costumer service.

Harrison Murazik

Pay Attention

Lending companies are provided in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Salem, New York

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

It is simple and fast to take out loans in Salem, New York. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.

APR

25% small loan cap

How will OnPoint Community Credit Union help issue a loan in Salem, New York?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are taken out day and night. The loan will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Salem, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Salem, Oregon

U.S. Bank Branch

1400 State Hwy 99 N, Eugene, OR 97402, USA

+1 (541) 607-3402

locations.usbank.com

ATM - Umpqua Bank

205 W Main St, Enterprise, OR 97828, USA

+1 (541) 426-3124

locations.umpquabank.com

U.S. Bank Branch

400 E Olive St, Newport, OR 97365, USA

+1 (541) 265-9422

locations.usbank.com

Oregon State Credit Union

625 NW Hickory St NW, Albany, OR 97321, USA

+1 (800) 732-0173

www.oregonstatecu.com

Edward Jones - Financial Advisor: Tod Billings

1664 Willamette Falls Dr, West Linn, OR 97068, USA

+1 (503) 650-8313

www.edwardjones.com

ATM - Umpqua Bank

475 NE Windy Knolls Dr, Bend, OR 97701, USA

+1 (541) 318-8128

locations.umpquabank.com

U.S. Bank Branch

19060 Willamette Dr, West Linn, OR 97068, USA

+1 (503) 534-0180

locations.usbank.com

Umpqua Bank

345 8th St, Myrtle Point, OR 97458, USA

+1 (541) 572-5399

locations.umpquabank.com

ATM Columbia Bank

1800 Wilco Rd, Stayton, OR 97383, USA

+1 (800) 627-3999

www.columbiabank.com

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