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2.6 5 reviews
Loan agency in Lake Oswego, Oregon

155 B Ave # 300, Lake Oswego, OR 97034, USA
+1 (503) 635-4667

What people think about First Commerce of America?

Below you read some of the testimonials of our customers.

Was invited to a gender party but was empty at that time. A friend recommended me to apply for a loan via First Commerce of America. And I did. This was the best decision! Yes, the APR was high but I suppose it’s because I had poor credit. In general, The process was very easy.

Miss Sharon Flatley

Used First Commerce of America for the third time. The company is fair. They always keep you informed on your debt. No fraud. You can always extend your loan. They are always there when I need extra money.

Shaylee Lindgren

Good loan provider with competitive rates. They deposited the next day, as promised. I will use First Commerce of America again if I need financial assistance.

Rebekah Wunsch Sr.

Used First Commerce of America for the 4th time. The company is credible. They always keep you informed on your debt. No hidden fees. You can always extend your loan. They are always there when I need extra cash.

Pat McClure

First Commerce of America seems reliable. Used it twice. The first payday loan approved was small – $400, but next time the limit was increased to $600. Paid off the loan on schedule. The managers were amazing, they gave fast answers to all my questions. No delays. But their rates are not the lowest on the net.

Darrick Grant

Important

Above there is information about a definite company. Below you can see common features of payday loans.

Payday Loans in Lake Oswego, Oregon

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Online payday loans can be the best solution to your short-term financial problems in Lake Oswego , Oregon because they are easily approved and easily repaid. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

154%*

Max Loan

$50,000

Min Term

31 days

Max Term

60 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are created for borrowers with a credit report that's less than perfect, or who have bad to no credit history. Bad credit rating may prevent you from getting approved for a bank loan. Payday lenders in Lake Oswego, or work with borrowers with bad credit. You can apply for a bad credit payday loan online 24/7 and if successful could have the money in your account within the hour.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Lake Oswego, Oregon

Pacific NW Federal Credit Union - Hood River Branch & ATM

1004 Pacific Ave, Hood River, OR 97031, USA

+1 (800) 444-5858

www.pnwfcu.org

U.S. Bank Branch

281 SW 1st St, Ontario, OR 97914, USA

+1 (541) 889-6453

locations.usbank.com

Chase Bank

3300 Portland Rd Ste 500, Newberg, OR 97132, USA

+1 (503) 537-0908

locator.chase.com

Unitus Community Credit Union

10580 SW Beaverton Hillsdale Hwy, Beaverton, OR 97005, USA

+1 (503) 227-5571

www.unitusccu.com

Landon Anson at OnPoint Community Credit Union

7130 NE Cornell Rd, Hillsboro, OR 97124, USA

+1 (503) 228-7077

www.onpointcu.com

United Finance

21931 SE Stark St, Gresham, OR 97030, USA

+1 (503) 661-5626

www.unitedfinance.com

U.S. Bank Branch

987 Duane St, Astoria, OR 97103, USA

+1 (503) 325-3811

locations.usbank.com

Oregon State Credit Union

148 NW 25th St, Corvallis, OR 97330, USA

+1 (800) 732-0173

www.oregonstatecu.com

U.S. Bank Branch

400 NW Santiam Blvd, Mill City, OR 97360, USA

+1 (503) 897-2361

locations.usbank.com

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