OnPoint Community Credit Union Payday Loans Review

4 4 reviews

Organization owner?

5120 River Rd N, Keizer, OR 97303, USA

+1 (503) 228-7077

www.onpointcu.com

Friday

9AM–6PM

Saturday

9AM–1PM

Sunday

Closed

Monday

9AM–5:30PM

Tuesday

9AM–5:30PM

Wednesday

9AM–5:30PM

Thursday

9AM–5:30PM

Domain Info

Created Date

2005-08-03

Mailing Address

PO Box 1769, Denver, CO, 80201, United States

Company Name

Whois Agent

Domain Protection Services, Inc.

Contact Data

+1.7208009072

+1.7209758725

Feedback about OnPoint Community Credit Union?

Here you see the feedback of our customers.

I tried to borrow money from OnPoint Community Credit Union. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Lindsay Marvin

I took out a loan from OnPoint Community Credit Union 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller loan.

Americo Lakin II

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes readers grapple with shared information about payday loans.

Payday Loans in Salem, New York

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Hassle-free financial products are known as payday loans in Salem, ny. They are taken out at individually-set interest rates. They are dependent on personal data. It is also important to pay off as much payday loans as possible.

APR

25% small loan cap

How will OnPoint Community Credit Union help issue a payday loan in Salem, New York?

Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be deposited to bank account. You won't be asked to attend any department.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The money are transferred in 24 business hours.
Fast and high approval rate. The positive answer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor taken into account by financial institutions is called as bad credit history. But this hindrence is not implied as the only one by payday lenders to issue a cash advance. The lender review many aspects such as financial abilities to approve the form. Cash advance in Salem, New York may help level up your credit rating.

The following general points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to use the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Salem, Oregon

Washington Federal Bank

220 A Ave Suite 100, Lake Oswego, OR 97034, USA

+1 (503) 639-6641

www.wafdbank.com

ACE Cash Express

1900 McLoughlin Blvd UNIT 33, Oregon City, OR 97045, USA

+1 (503) 650-7666

acecashexpress.com

ATM (Key Bank)

1920 12th St, Hood River, OR 97031, USA

www.key.com

Oregon State Credit Union

1923 N Coast Hwy, Newport, OR 97365, USA

+1 (800) 732-0173

www.oregonstatecu.com

Community Bank

1190 Campbell St, Baker City, OR 97814, USA

+1 (541) 524-7667

locations.communitybanknet.com

Cascade Community Credit Union

1123 W Harvard Ave, Roseburg, OR 97471, USA

+1 (541) 672-9000

www.cascadecu.org