Welcome to Our Online Loan Referral Service

5 4 reviews

36 E King St #203, Lancaster, PA 17602, USA
+1 (717) 286-1624
www.stearns.com
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
(Good Friday)
Open 24 hours
Hours might differ
Saturday
Open 24 hours
Sunday
(Easter)
Open 24 hours
Hours might differ
Monday
Open 24 hours
Tuesday
Open 24 hours

Domain Info

Created Date

1995-11-25

Mailing Address

California, United States

Company Name

Stearns Lending, LLC

Stearns Lending, LLC

Contact Data

Feedback about Stearns Home Loans - Lancaster, PA?

Here you grapple with the feedback of our clients.

I issued cash advance from Stearns Home Loans - Lancaster, PA 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller loan.

Jerad Smith

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Rylee Blick

I took out a loan from Stearns Home Loans - Lancaster, PA 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller loan.

Heather Harber I

No matter how much asked for a cash advance. Constantly refused. No idea why?

Sage Brekke

I issued only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Carlie Schiller

I contacted Stearns Home Loans - Lancaster, PA 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, address the company in a month. Why?

Tatyana Jenkins

Pay Attention

Above there are details about a certain lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Lancaster, New York

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Lancaster, New York is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates a client will recieve.

APR

25% small loan cap

How will Stearns Home Loans - Lancaster, PA help take out a loan in Lancaster, New York?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to review the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Lancaster, ny will assess other aspects like solvency and approve a payday loan. This is a way to improve your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Lancaster, Pennsylvania

FNCB Bank

196 N Main St, Shavertown, PA 18708, USA

+1 (570) 602-2300

www.fncb.com

First Commonwealth Federal Credit Union

1241 Blakeslee Blvd Dr E #22, Lehighton, PA 18235, USA

+1 (610) 821-2403

www.firstcomcu.org

NBT Bank

5009 Windsor Dr, Bartonsville, PA 18321, USA

+1 (570) 420-4579

www.nbtbank.com

Citizens Bank Supermarket Branch

3230 Wilmington Rd, New Castle, PA 16105, USA

+1 (724) 652-0102

locations.citizensbank.com

NBT Bank

3418 PA-940, Mt Pocono, PA 18344, USA

+1 (570) 839-3088

www.nbtbank.com

Dollar Bank

3980 Washington Rd, McMurray, PA 15317, USA

+1 (724) 942-2660

locations.dollar.bank

OneMain Financial

1723 E 3rd St, Williamsport, PA 17701, USA

+1 (570) 601-0295

www.onemainfinancial.com

USA Cash Advance

1229 Chestnut St, Philadelphia, PA 19107, USA

+1 (844) 478-6999

usacashadvance.com

Fulton Bank

2009 N Atherton St Suite 300, State College, PA 16803, USA

+1 (814) 234-1864

www.fultonbank.com

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