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4.5 4 reviews
Loan agency in Ridgway, Pennsylvania

89 W Main St, Ridgway, PA 15853, USA
+1 (814) 772-0318
www.holidayfinancialservices.com
Wednesday
9AM–5PM
Thursday
9AM–7PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2005-12-12

Mailing Address

Company Name

Contact Data

Feedback about Holiday Financial Services Corporation?

Here you grapple with the feedback of our clients.

The funds are transferred to my card. I cover obligations through my account. The payment is efficient and fast. Pay on schedule and there will be no issues.

Elroy O'Hara

Holiday Financial Services Corporation is quite fair, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on due date. The managers in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Dr. Jerome Nitzsche II

Money was urgently needed. I submitted an online application in Holiday Financial Services Corporation. I sent all the necessary photos of documents, talked to the staff by phone. The requested loan was approved. Within an hour, the money was deposited to my card.

Isaias Simonis

I'm not ashamed to borrow money from Holiday Financial Services Corporation, now the whole world lives like this. I have already used payday loans many times, everything is convenient.

Lilian McKenzie V

want to express my deep gratitude to Holiday Financial Services Corporation for believing my case. I had some issues with a credit history, but this company helped me and took out a loan.

Pascale King MD

Pay Attention

Lending companies are shown in the first three points. Below info defines shared information about payday loans.

Payday Loans in Ridgway, Pennsylvania

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Ridgway, Pennsylvania is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more favorable rates a client will get.

APR

6% APR small loan cap

How will Holiday Financial Services Corporation help issue a payday loan in Ridgway, Pennsylvania?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued around the clock. The transfer will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Lenders in Ridgway, pa review this circumstance not a hindrence to issue a loan. The customer of a cash advance should be ready to objectively assess financial abilities, issue a loan, repay the debt on time and not only handle current issues, but improve the credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a real cost of the payday loan.

APR Calculator

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S.A.M. Check Cashing Machine

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NBT Bank

1965 N Memorial Hwy, Shavertown, PA 18708, USA

+1 (570) 674-5172

www.nbtbank.com

Andover Bank

53 E State St, Albion, PA 16401, USA

+1 (814) 756-4138

www.andover.bank

S&T Bank

1030 Pottstown Pike, Chester Springs, PA 19425, USA

+1 (610) 458-5100

www.stbank.com

Marquette Savings Bank

349 North St, Meadville, PA 16335, USA

+1 (814) 724-2969

www.marquettesavings.com

ATM (First Niagara Bank)

200 W Beau St, Washington, PA 15301, USA

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