Welcome to Our Online Loan Referral Service

3.9 9 reviews

69 Morgantown St, Smithfield, PA 15478, USA
+1 (724) 569-9551
www.bankwithunited.com
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–6PM

Domain Info

Created Date

2007-05-11

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about United Bank?

Here you read the feedback of our customers.

Fast service, friendly tellers, atm is always in service

Dr. Nasir Kirlin

I've seen the customer service fall apart over the years.

Ms. Lela Altenwerth I

Friendly employees & clean.

Mara Lesch

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes users get acquainted common information about payday loans.

Payday Loans in Smithfield, Rhode Island

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Smithfield, Rhode Island is taken out simply and fast. The interest percentage is defined considering the category of the customer: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will United Bank help take out a loan in Smithfield, Rhode Island?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to process the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Payday lenders in Smithfield, ri review this circumstance not a hindrence to issue a loan. The customer of a payday loan should be ready to objectively assess financial capabilities, take out a loan, pay back the debt on schedule and not only resolve current problems, but enhance the credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

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First Commonwealth Federal Credit Union

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