Welcome to Our Online Loan Referral Service

1.6 14 reviews

1065 PA-315, Wilkes-Barre, PA 18702, USA
+1 (570) 825-9800
essabank.com
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–4:30PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1996-09-20

Mailing Address

Company Name

Contact Data

Feedback about ESSA Bank and Trust?

Here you see the reviews of our clients.

Refuse to work with the customer.

Gilbert Graham Sr.

Never will I or my family and friends do business with such a horrible bank.

Megane Rosenbaum

The workers we came in contact were very helpful and guided us through.

Presley Buckridge

Pay Attention

Further there will be presented the details about not a exact lender. The information below will define shared information about payday loans and its specific aspects.

Payday Loans in Wilkes Barre, Pennsylvania

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Wilkes Barre, Pennsylvania is taken out simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more cash advance you pay back off, the more reasonable rates you will recieve.

APR

6% APR small loan cap

How will ESSA Bank and Trust help issue a payday loan in Wilkes Barre, Pennsylvania?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Wilkes Barre, Pennsylvania. The company will assess many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Wilkes Barre, Pennsylvania

Jonestown Bank & Trust Co. (JBT)

1200 Grubb Rd, Palmyra, PA 17078, USA

+1 (717) 838-7000

www.bankjbt.com

Lendmark Financial Services LLC

144 Commons Dr, DuBois, PA 15801, USA

+1 (814) 913-3200

www.lendmarkfinancial.com

Jonestown Bank & Trust Co. (JBT)

1765 Quentin Rd, Lebanon, PA 17042, USA

+1 (717) 279-7720

www.bankjbt.com

Marquette Savings Bank

349 North St, Meadville, PA 16335, USA

+1 (814) 724-2969

www.marquettesavings.com

ATM M&t Bank

3450 Wilmington Rd, New Castle, PA 16105, USA

www.mtb.com

Check Cashing Store

3133 N Broad St, Philadelphia, PA 19132, USA

+1 (215) 228-5889

www.thecheckcashingstore.com

OneMain Financial

2656 Ellwood Rd #21, New Castle, PA 16101, USA

+1 (724) 657-9901

www.onemainfinancial.com

Holiday Financial Services Corporation

89 W Main St, Ridgway, PA 15853, USA

+1 (814) 772-0318

www.holidayfinancialservices.com

Transit Workers Federal Credit Union

1933 Fairmount Ave, Philadelphia, PA 19130, USA

+1 (215) 684-0612

www.twfcu.org

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