Welcome to Our Online Loan Referral Service

4.3 6 reviews

1155 Reservoir Ave, Cranston, RI 02920, USA
+1 (401) 943-2885
www.harborone.com
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–6PM
Friday
8:30AM–5PM
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
8:30AM–4PM

Domain Info

Created Date

2002-10-14

Mailing Address

Massachusetts, United States

Company Name

HarborOne Bank

HarborOne Bank

Contact Data

Feedback about HarborOne Bank?

Here you get acquainted with the feedback of our customers.

It was significant to enhance the credi score, because there is practically no chance of getting a loan at a reasonable interest rate. As a result, I addressed HarborOne Bank. The score improved after several loans paid off.

Miss Shanelle Bailey

HarborOne Bank applied for a payday loan secured by a vehicle for the first time, I liked everything very much. Fast and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Orlando Crooks

Money was urgently required. I submitted an online application in HarborOne Bank. I sent all the necessary photos of documents, talked to the staff by phone. The requested payday loan was approved. Within an hour, the money was transferred to my card.

Casey Roberts

Pay Attention

Above-specified info provides the details about a definite lender. Below-shown info is oriented on common information about payday loans.

Payday Loans in Cranston, Rhode Island

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in Cranston, Rhode Island is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more payday loans you pay back off, the more reasonable rates a borrower will recieve.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will HarborOne Bank help take out a payday loan in Cranston, Rhode Island?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are issued day and night. The transfer will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor reviewed by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by payday lenders to take out a loan. The lending company process many aspects such as financial solvency to approve the application. Payday loans in Cranston, Rhode Island may help improve your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to use the calculator. It will define the cost of the cash advance.

APR Calculator

Other Payday Lenders in Cranston, Rhode Island

Bank of America ATM (Drive-thru)

651 Metacom Ave, Bristol, RI 02840, USA

+1 (844) 401-8500

locators.bankofamerica.com

Bank of America ATM (Drive-thru)

Apple Valley Mall, Greenville, RI 02828, USA

+1 (844) 401-8500

locators.bankofamerica.com

Shamrock Home Loans

75 Newman Ave, Rumford, RI 02916, USA

+1 (401) 438-0202

www.shamrockhomeloans.com

Cumberland Municipal Employees Federal Credit Union

2145 Diamond Hill Rd, Cumberland, RI 02864, USA

+1 (401) 658-0010

www.cumberlandcu.org

BayCoast Bank

2 Meetinghouse Ln, Little Compton, RI 02837, USA

+1 (508) 678-7641

www.baycoastbank.com

Savings Institute Bank & Trust

18 Post Rd, Westerly, RI 02891, USA

+1 (401) 596-5353

Community & Teachers Federal Credit Union

1169 S Broadway, East Providence, RI 02914, USA

+1 (401) 438-7788

BankNewport

330 County Rd, Barrington, RI 02806, USA

+1 (401) 245-1000

www.banknewport.com

Westerly Community Credit Union

64 Kingstown Rd, Wyoming, RI 02898, USA

+1 (401) 596-7000

www.westerlyccu.com

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