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5 4 reviews
Loan agency in Cranston, Rhode Island

870 Park Ave, Cranston, RI 02910, USA
+1 (401) 655-2348
urbanbcl.com
Tuesday
7AM–9PM
Wednesday
7AM–9PM
Thursday
7AM–9PM
Friday
7AM–9PM
Saturday
7AM–7PM
Sunday
(Easter)
7AM–7PM
Hours might differ
Monday
7AM–9PM

Domain Info

Created Date

2020-06-21

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

urbanbcl.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Feedback about Urban Bad Credit Loan?

Here you grapple with the reviews of our customers.

Great place and people!!

Coy Rice

Keep up the good work!

Kari Abbott II

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes readers get acquainted shared information about payday loans.

Payday Loans in Cranston, Rhode Island

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

It is easy and quick to issue loans in Cranston, Rhode Island. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be offered one of the most efficinet terms and rates.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Urban Bad Credit Loan help take out a payday loan in Cranston, Rhode Island?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Cranston, Rhode Island. They estmate many other factors before issuing a loan. One of them is payment abilities. This is a way to enhance your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Cranston, Rhode Island

Citizens Bank

738 Tiogue Ave, Coventry, RI 02816, USA

+1 (401) 828-7700

locations.citizensbank.com

Citizens Bank ATM

69 Friendship St, Westerly, RI 02891, USA

www.citizensbank.com

Citizens Bank

100 Frenchtown Rd, North Kingstown, RI 02852, USA

+1 (401) 884-0800

locations.citizensbank.com

Pawtucket Credit Union

5661 Post Rd, East Greenwich, RI 02818, USA

+1 (401) 722-2212

www.pcu.org

Citizens Bank

Stop & Shop, 250 Bellevue Ave, Newport, RI 02840, USA

www.citizensbank.com

Philip Overton - Prudential Financial

53 High St Suite 31, Westerly, RI 02891, USA

+1 (401) 596-8297

www.prudential.com

Capital City Financial Corporation

2740 Pawtucket Ave, East Providence, RI 02914, USA

+1 (401) 432-9903

www.capcityfinancial.com

Peoples Credit Union

43 Memorial Blvd, Newport, RI 02840, USA

+1 (401) 846-1965

www.peoplescu.com

ATM (Webster Bank)

333 Main St, East Greenwich, RI 02818, USA

public.websteronline.com

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