Welcome to Our Online Loan Referral Service

4 reviews

410 Putnam Pike, Smithfield, RI 02917, USA
+1 (401) 231-1859
locations.santanderbank.com
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–4PM

Domain Info

Created Date

2002-02-27

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, MA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Santander Bank?

Here you see the reviews of our customers.

Santander Bank applied for a payday loan secured by a car for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Kristoffer Boehm

A good payday lender. The company quickly processed the application and deposited the funds to my bank account.

Sydni Mante I

want to express my deep gratitude to Santander Bank for believing my case. I had some issues with a credit score, but this company helped me out and took out a loan.

Miller Ortiz I

Pay Attention

Lending companies are shown in the first three points. Below info specifies common information about payday loans.

Payday Loans in Smithfield, Rhode Island

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Smithfield, Rhode Island are issued easily. The interest rate is dependent on the customer's personal data: if you pay off more payday loans, the more favorable terms and rates lenders guarantee.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Santander Bank help issue a loan in Smithfield, Rhode Island?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Lenders in Smithfield, ri consider this circumstance not a hindrence to take out a loan. The client of a payday loan should be prepared to objectively assess financial abilities, issue a loan, pay back the debt on a due date and not only handle current difficulties, but enhance the credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Smithfield, Rhode Island

BankNewport

1740 Main Rd, Tiverton, RI 02878, USA

+1 (401) 624-6661

www.banknewport.com

Pawtucket Credit Union

1855 Mendon Rd, Cumberland, RI 02864, USA

+1 (401) 722-2212

www.pcu.org

Wave Federal Credit Union

1217 Warwick Ave, Warwick, RI 02888, USA

+1 (401) 781-1020

www.wavefcu.org

TD Bank

176 Phenix Ave # 186, Cranston, RI 02920, USA

+1 (401) 275-5970

locations.td.com

TD Bank

1923 Mineral Spring Ave, North Providence, RI 02904, USA

+1 (401) 757-6874

locations.td.com

Advance America

1700 Diamond Hill Rd Ste B, Woonsocket, RI 02895, USA

+1 (401) 766-5128

www.advanceamerica.net

Citizens Bank ATM

1880 Mineral Spring Ave, North Providence, RI 02904, USA

www.citizensbank.com

Empire Loan of Rhode Island

358 Broad St, Providence, RI 02907, USA

+1 (401) 273-7050

empireloan.com

Fall River Pawn Brokers

288 Cowesett Ave, West Warwick, RI 02893, USA

+1 (401) 823-6000

fallriverpawnbrokers.com

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