Welcome to Our Online Loan Referral Service

5 reviews

2145 Diamond Hill Rd, Cumberland, RI 02864, USA
+1 (401) 658-0010
www.cumberlandcu.org
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM

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Feedback about Cumberland Municipal Employees Federal Credit Union?

Here you get acquainted with the reviews of our clients.

I took the first payday loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the payday loan in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Amani Bauch Sr.

Only an ID is needed to apply. Was on a business trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Dr. Wellington White

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at fair interest rate, so far it has been returned on time, it can be either extended or paid off ahead of schedule.

Dr. Riley Hagenes II

Pay Attention

Further there will be shown the details about not a definite lender. The information below will define common information about payday loans and its specific elements.

Payday Loans in Cumberland, Rhode Island

A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

It is easy and fast to take out loans in Cumberland, Rhode Island. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be provided one of the most reasonable terms and rates.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Cumberland Municipal Employees Federal Credit Union help issue a payday loan in Cumberland, Rhode Island?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be credited to bank account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor taken into account by financial institutions is known as bad credit history. But this hindrence is not reviewed as the only one by lenders to take out a cash advance. The lending company process many aspects such as financial solvency to approve the request. Cash advance in Cumberland, Rhode Island may help level up your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Cumberland, Rhode Island

Allstate Personal Financial Representative: Charles Delmonte

45 Sockanosset Cross Rd, Cranston, RI 02920, USA

+1 (401) 741-6461

agents.allstate.com

Centreville Bank

234 W Main St, North Kingstown, RI 02852, USA

+1 (401) 295-7100

www.centrevillebank.com

Capital Good Fund

22 A St, Providence, RI 02907, USA

+1 (866) 584-3651

www.capitalgoodfund.org

Citizens Bank

464 Hope St, Bristol, RI 02809, USA

+1 (401) 253-2385

locations.citizensbank.com

Bank of America ATM

1475 Main St, West Warwick, RI 02893, USA

+1 (844) 401-8500

locators.bankofamerica.com

Centreville Bank

193 Comstock Pkwy, Cranston, RI 02921, USA

+1 (401) 464-9100

www.centrevillebank.com

Savings Institute Bank & Trust

18 Post Rd, Westerly, RI 02891, USA

+1 (401) 596-5353

TD Bank

176 Phenix Ave # 186, Cranston, RI 02920, USA

+1 (401) 275-5970

locations.td.com

Citizens Bank ATM

1175 Main St, Wyoming, RI 02898, USA

www.citizensbank.com

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