Welcome to Our Online Loan Referral Service

4 4 reviews

7373 Post Rd, North Kingstown, RI 02852, USA
+1 (401) 397-1900
oceanstatecu.org
Thursday
8:30AM–4PM
Friday
8:30AM–4PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Ocean State Credit Union?

Here you get acquainted with the feedback of our clients.

These ladies love it when you bring a huge amount of rolled quarters in.

Prof. Mireille Corwin

I can’t wait until my loan is paid off!

Kristoffer Lueilwitz

Our family enjoyed our experience with Audrey and Seth immensely.

Isai Dickens

Thank you so much and cannot wait to work together again!

Richard Christiansen

A new home requires new decor.

Dr. Ozella Bernier

Pay Attention

Above there are details about a definite lender. Below every user may grapple with the essence of payday loans.

Payday Loans in North Kingstown, Rhode Island

A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts vary from $100-$1,000.

Payday loans in North Kingstown, Rhode Island are taken out problem-free. The interest percentage is conditional on the borrower's person-related information: if you pay back more payday loans, the more efficient terms and rates lenders guarantee.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Ocean State Credit Union help take out a loan in North Kingstown, Rhode Island?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in North Kingstown, Rhode Island. The company will estimate many points to qualify such as solvency. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in North Kingstown, Rhode Island

Community & Teachers Federal Credit Union

1169 S Broadway, East Providence, RI 02914, USA

+1 (401) 438-7788

Citizens Bank Supermarket Branch

622 George Washington Hwy, Lincoln, RI 02865, USA

+1 (401) 334-3342

locations.citizensbank.com

ABAL Check Cashing Inc.

1173 Social St, Woonsocket, RI 02895, USA

+1 (401) 767-2274

Advance America

1500 Atwood Ave Ste. 15, Johnston, RI 02919, USA

+1 (401) 272-3607

www.advanceamerica.net

Speedy Money Systems

913 Eddy St, Providence, RI 02905, USA

Citizens Bank

965 County Rd, Barrington, RI 02806, USA

+1 (401) 437-2363

locations.citizensbank.com

BankNewport

6 Gooding Ave, Bristol, RI 02809, USA

+1 (401) 253-8800

www.banknewport.com

Citizens Bank Supermarket Branch

199 JT Connell Hwy, Newport, RI 02840, USA

+1 (401) 848-2950

locations.citizensbank.com

Rhode Island Bankers Association

121 S Main St, Providence, RI 02903, USA

+1 (401) 276-2637

ribankers.com

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