Welcome to Our Online Loan Referral Service

4.2 78 reviews

225 Dupont Dr, Providence, RI 02907, USA
+1 (888) 817-6619
www.semperhomeloans.com
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–7PM

Domain Info

Created Date

2009-11-20

Mailing Address

Rhode Island, United States

Company Name

Semper Home Loans, Inc

Semper Home Loans, Inc

Contact Data

Feedback about Semper Home Loans, Inc?

Here you see the feedback of our clients.

Great company to work with!

Geoffrey Konopelski

Well..He was a complete jerk to our other people and realtor.

Miss Rosemary Jacobs Sr.

- I would recommend this lender to family and friends.

Urban Wisozk

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes users get acquainted general information about payday loans.

Payday Loans in Providence, Rhode Island

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and fast to issue loans in Providence, Rhode Island. The rates are set on an individual basis: if a client repays as much loans as possible, he will be offered one of the most efficinet terms and rates.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Semper Home Loans, Inc help take out a loan in Providence, Rhode Island?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to consider the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Providence, ri will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a real cost of the loan.

APR Calculator

Other Payday Lenders in Providence, Rhode Island

Regional Financing Co

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+1 (401) 615-7775

Casey Roberts - Mortgage Loan Officer

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+1 (401) 578-3237

www.tdbank.com

Citizens One Home Loans - Deb DeCorte

480 Jefferson Blvd, Warwick, RI 02886, USA

+1 (401) 225-2357

lo.citizensone.com

CVS Health Finance Center

200 Highland Corporate Dr, Cumberland, RI 02864, USA

www.cvshealth.com

Milford Federal Bank

2020 Diamond Hill Rd, Woonsocket, RI 02895, USA

+1 (401) 765-2900

www.milfordfederal.com

Citizens Bank ATM

21 Money Hill Rd, Chepachet, RI 02814, USA

www.citizensbank.com

BankNewport

528 W Main Rd, Middletown, RI 02842, USA

+1 (401) 846-3610

www.banknewport.com

Centreville Bank

66 S Main St, Providence, RI 02903, USA

+1 (401) 821-9100

www.centrevillebank.com

Loan James

255 Promenade St, Providence, RI 02908, USA

+1 (401) 270-4772

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