Welcome to Our Online Loan Referral Service

5 reviews

121 Old Tower Hill Rd, Wakefield, RI 02879, USA
+1 (401) 789-9200
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Feedback about Savings Institute Bank & Trust?

Here you see the reviews of our clients.

He wants you to be an active partner in managing your money.

Zelda Pacocha

We have spent a lot of time together outside the office.

Dayton Streich

One of the smartest, most intuitive people and investment specialists I know.

Felicity Kuvalis

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will define shared information about payday loans and its specific aspects.

Payday Loans in Wakefield, Massachusetts

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

This financial product in Wakefield, Massachusetts is issued easily and fast. The interest rate is specified respecting the category of the client: the more loans are successfully paid off, the more attractive terms will be ensured to you.

APR

23% small loan cap

How will Savings Institute Bank & Trust help issue a payday loan in Wakefield, Massachusetts?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be deposited to bank account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% deny the request when lenders in Wakefield, ma will estimate other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Wakefield, Rhode Island

Citizens Bank

595 Smithfield Rd, North Smithfield, RI 02896, USA

+1 (401) 769-0787

www.citizensbank.com

John Olson - Citizens Bank, Home Mortgages

1090 Charles St, North Providence, RI 02904, USA

+1 (401) 952-7376

lo.citizensbank.com

Check `n Go

1378 W Main Rd, Middletown, RI 02842, USA

+1 (401) 851-6961

locations.checkngo.com

Pawtucket Credit Union

571 Smithfield Ave, Pawtucket, RI 02860, USA

+1 (401) 722-2212

www.pcu.org

People's Credit Union

7490 Post Rd, North Kingstown, RI 02852, USA

+1 (401) 885-9660

www.peoplescu.com

Santander Bank

410 Putnam Pike, Smithfield, RI 02917, USA

+1 (401) 231-1859

locations.santanderbank.com

Citizens Bank

738 Tiogue Ave, Coventry, RI 02816, USA

+1 (401) 828-7700

locations.citizensbank.com

Advance America

1500 Atwood Ave Ste. 15, Johnston, RI 02919, USA

+1 (401) 272-3607

www.advanceamerica.net

O M Financial Group

90 Douglas Pike UNIT R, Smithfield, RI 02917, USA

+1 (401) 233-1804

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