Jayne Furlong - Atlantic Home Loans Payday Loans Review

Organization owner?

615 Jefferson Blvd Ste 205B, Warwick, RI 02886, USA

+1 (401) 345-3305

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–6PM

Feedback about Jayne Furlong - Atlantic Home Loans?

Here you get acquainted with the feedback of our customers.

I took out cash advance from Jayne Furlong - Atlantic Home Loans 2 times. Paid off successfully, and wanted to issue more, but they approved a smaller amount.

Vena Jacobs

No matter how much asked for a loan. Constantly denied. No idea why?

Kaia Koepp

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional services. Unsatisfied.

Carmine Johnson

For 6 months I have not been able to make the service to transfer the information about the paying off of the loan for 2019.

Rodolfo Harvey DDS

Not very satisfied with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to cope with, by means of support team.

Emile Ebert

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes people grapple with common information about payday loans.

Payday Loans in Warwick, New York

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

This financial product in Warwick, New York is taken out simply and fast. The interest rate is set considering the category of the customer: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

25% small loan cap

How will Jayne Furlong - Atlantic Home Loans help take out a payday loan in Warwick, New York?

24/7 service. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The loan will be sent to a card, so a personal visit to the store is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Microfinance organizations in Warwick, ny review this circumstance not an obstacle to issue a loan. The recipient of a payday loan should be prepared to objectively estimate financial solvency, take out a loan, pay back the debt on time and not only cope with current issues, but enhance the credit history.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the loan.