Welcome to Our Online Loan Referral Service

4.1 16 reviews

480 Greenwich Ave, Warwick, RI 02886, USA
+1 (401) 781-1020
www.wavefcu.org
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–4PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Wave Federal Credit Union?

Here you grapple with the feedback of our clients.

Just went in to pay my loan and the girls were friendly.

Mr. Bernhard Heathcote DVM

Great customer service provided in opening new accounts.

Jolie Mayert

I have had many problems with this branch and today was hung up on by Denise.

Winfield Haag

Pay Attention

Lenders are described in the first three points. Below info specifies general information about payday loans.

Payday Loans in Warwick, New York

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Hassle-free financial products are considered as payday loans in Warwick, ny. They are taken out at individual interest rates. They are dependent on personal data. It is also important to pay back as much payday loans as possible.

APR

25% small loan cap

How will Wave Federal Credit Union help issue a payday loan in Warwick, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to process the application. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Warwick, ny will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Warwick, Rhode Island

John Olson - Citizens Bank, Home Mortgages

1090 Charles St, North Providence, RI 02904, USA

+1 (401) 952-7376

lo.citizensbank.com

BayCoast Bank

85 Sockanosset Cross Rd, Cranston, RI 02920, USA

+1 (508) 678-7641

www.baycoastbank.com

Citizens Bank ATM

10 Woodruff Ave, Narragansett, RI 02882, USA

www.citizensbank.com

Bank of America (with Drive-thru ATM)

218 Taunton Ave, East Providence, RI 02914, USA

+1 (401) 450-3895

locators.bankofamerica.com

Citizens Bank ATM

275 Legris Ave, West Warwick, RI 02893, USA

www.citizensbank.com

1 2 3 Cash Advance

778 Warwick Ave, Warwick, RI 02888, USA

+1 (401) 784-9900

Santander Bank

27 Brown St, Wickford, RI 02852, USA

+1 (401) 294-2265

locations.santanderbank.com

Shamrock Home Loans

75 Newman Ave, Rumford, RI 02916, USA

+1 (401) 438-0202

www.shamrockhomeloans.com

Deblois Financial Associates LLC

15 Money Hill Rd #7, Chepachet, RI 02814, USA

+1 (401) 568-7900

debloisfinancial.com

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