Centreville Bank Payday Loans Review - West Warwick, Rhode Island

2.6 15 reviews

Organization owner?

1218 Main St, West Warwick, RI 02893, USA

+1 (401) 821-9100

www.centrevillebank.com

Tuesday

8:30AM–4PM

Wednesday

8:30AM–4PM

Thursday

8:30AM–4PM

Friday

8:30AM–6PM

Saturday

9AM–1PM

Sunday
(Easter)

Closed

Monday

8:30AM–4PM

Domain Info

Created Date

1998-12-15

Mailing Address

Company Name

Contact Data

Feedback about Centreville Bank?

Here you grapple with the feedback of our clients.

Good service with a favorable rate. Money transferred immediately, I always use Centreville Bank.

Ms. Alexa Pouros Jr.

Thanks to the team of Centreville Bank. Fast solution of the arisen issues, quick decision on the loan. I definitely recommend this company.

Stephanie Will

I trusted Centreville Bank when it was necessary to get a cash advance. I filled out an application quickly. No problems.

Shaylee Nitzsche

Not the first time I use Centreville Bank. The service is reliable. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It helps out a lot when money is urgently needed.

Dr. Myron Terry

I took the first loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Charles Weber

Pay Attention

Further there will be presented the details about not a definite lender. The information below will tell about shared information about payday loans and its specific features.

Payday Loans in West Warwick, Rhode Island

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

This financial product in West Warwick, Rhode Island is taken out easily and fast. The interest percentage is specified respecting the category of the customer: the more loans are successfully paid off, the more favorable terms will be offered to you.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Centreville Bank help issue a loan in West Warwick, Rhode Island?

24/7 service. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The loan will be sent to a account, so a personal visit to the office is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in West Warwick, ri will estimate other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit history.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in West Warwick, Rhode Island

www.citizensbank.com