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Feedback about Ocean State Credit Union?
Here you get acquainted with the reviews of our clients.
Great small local bank! if that is what you like then you will love this bank!
Alverta Robel
Always a problem with using the ATM away because "account not available".
Mrs. Ruth Stoltenberg II
They have long hours and the supervisory staff is exceptionally competent.
Ms. Ima Rogahn IV
Do not come to this place.
Miss Justine Quitzon II
Pay Attention
Above there are details about a exact lending company. Below every user may get acquainted with the common features of payday loans.
Payday Loans in West Warwick, Rhode Island
A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.
Such financial products as payday loan in West Warwick, Rhode Island is issued simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more loans you pay back off, the more favorable rates a borrower will get.
APR
261%*
Max Loan
$500
Min Term
13 days
Max Term
Not Specified
How will Ocean State Credit Union help take out a loan in West Warwick, Rhode Island?
- 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
What data to fill out in the application? - General Info
To leave an application, every borrower should fill in the following data:
Then a borrower should submit an application to get an offer from one of payday lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to take out a loan in West Warwick, Rhode Island. The company will estimate many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit score into a favorable one.
The following general points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is intended to calculating the APR. This is a exact cost of the loan.
APR Calculator
Other Payday Lenders in West Warwick, Rhode Island
Centreville Bank
1218 Main St, West Warwick, RI 02893, USA
+1 (401) 821-9100
www.centrevillebank.com
People's Credit Union
7490 Post Rd, North Kingstown, RI 02852, USA
+1 (401) 885-9660
www.peoplescu.com
Edward Jones - Financial Advisor: Michael C Paolino, CFP®|ChFC®|AAMS®
24 Salt Pond Rd Suite D3, South Kingstown, RI 02879, USA
+1 (401) 783-7548
www.edwardjones.com
Citizens Bank
91 Point Judith Rd, Narragansett, RI 02882, USA
+1 (401) 788-0047
www.citizensbank.com
Walmart Money Center
650 Bald Hill Rd, Warwick, RI 02886, USA
+1 (401) 821-1766
www.riamoneytransfer.com
Embrace Home Loans
25 Enterprise Center, Middletown, RI 02842, USA
+1 (800) 333-3004
www.embracehomeloans.com
