First Citizens Bank ATM Payday Loans Review

Organization owner?

12 N Morgan Ave, Andrews, SC 29510, USA

www.firstcitizens.com

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank ATM?

Below you see some of the reviews of our customers.

Was invited to a gender party but was broke at that time. A friend recommended me to address First Citizens Bank ATM. And I did. This was the right decision! Yes, the interest rate was high but I suppose it’s because I had poor credit. In general, The process was trouble free.

Miss Iliana Ziemann

Recently I experienced the most desperate situation in my life. I suddenly needed $600 to cover utility bills. This company helped me immediately. They were the only institution that approved me for the required amount. I sorted out all my problems. I will 100% recommend this company to my friends. Best service in my life.

Tre Hettinger

I have already submitted an application to this lender 2 times and I was very satisfied with the rates. This is the only day and night service with affordable rates in my area.

Efrain Kuphal

I am a loyal client of First Citizens Bank ATM. It is very convenient to apply online. The APR was good. Their representatives always help quickly.

Miss Ima Green Jr.

I applied for the first payday loan in my life, was approved in 15 minutes despite the fact that I had debts already. I repaid it early. Love this company for their competitive rates. Other lenders in my area charge sky high interest!

Preston Ebert

Thank you First Citizens Bank ATM for assisting me when I needed money urgently to pay for wedding. I have applied through this website 4 times and everything was smooth. This is the most trustworthy company with no hidden fees. Highly recommended!!!

Dr. Josefa Hyatt DDS

Fast application. I only entered an ID and a bank account. Very quick lending decision. The first time I was accepted for $500 only. Hope the limit will increase next time. Interest rate is fair. Paid off the loan earlier than agreed. If necessary, the term can be also extended.

Mrs. Lillie Bogan I

Important

The above-given information provides the details about a certain lending service. The information below is about general information about payday loans.

Payday Loans in Andrews, North Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans in Andrews, North Carolina is are easy to access. The interest rate is specific for each person and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

36% APR small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to people with a bad credit rating. Payday loan approvals depend very much on specific factors. Payday companies will pay attention to your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get approved for a payday loan, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Andrews, South Carolina