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Here you read the reviews of our customers.
Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable rate, so far it has been returned on time, it can be either extended or repaid ahead of schedule.
Anabelle Halvorson
It so happened that it had to go to another town, but the paycheck had not yet arrived. A friend recommended me to use First Credit. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.
Vita Ryan
First Credit is quite reliable, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on due date. The employees in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.
Ethelyn Ruecker
Thanks to the employees for the competent service. They assisted in difficult times. For application you only need an ID.
Dr. Lafayette Roberts IV
I took the first cash advance, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.
Jennings Hettinger
Pay Attention
Above-defined info offers the details about a certain lender. Below-specified info is devoted to general information about payday loans.
Payday Loans in Charleston, Maine
A short-term loan is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts are from $100-$1,000.
This financial product in Charleston, Maine is taken out easily and fast. The interest rate is defined depending on the category of the customer: the more loans are successfully repaid, the more attractive terms will be offered to you.
APR
30% APR; In Fact - 217%*
Max Loan
$2,000
Min Term
Not Specified
Max Term
Not Specified
How will First Credit help issue a payday loan in Charleston, Maine?
- Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online application with personal data. It will take some minutes to review the application. The funds are transferred in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every customer should fill in the following data:
Submit an application to get terms and rates for an offer from one of lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Charleston, Maine. The lending company will estimate many points to qualify such as solvency. Payday loans will be a source to enhance your bad credit rating into a favorable one.
The following general points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator serves to calculating the APR. This is a definite cost of the loan.
APR Calculator
Other Payday Lenders in Charleston, South Carolina
Advance America
3403 W Blue Ridge Dr, Greenville, SC 29611, USA
+1 (864) 269-9059
www.advanceamerica.net
Bank of America ATM (Drive-thru)
1756 River Rd, Johns Island, SC 29455, USA
+1 (844) 401-8500
locators.bankofamerica.com
Republic Finance
1311 Montague Ave Ext, Greenwood, SC 29649, USA
+1 (864) 227-3416
locations.republicfinance.com
TitleMax Title Loans
1400 Charleston Hwy, West Columbia, SC 29169, USA
+1 (803) 791-3880
www.titlemax.com
