Welcome to Our Online Loan Referral Service

5 reviews
Loan agency in Charleston, South Carolina

1703 Savannah Hwy, Charleston, SC 29407, USA
7 years in business
+1 (843) 763-2424
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–6PM

Feedback about First Credit?

Here you read the reviews of our customers.

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable rate, so far it has been returned on time, it can be either extended or repaid ahead of schedule.

Anabelle Halvorson

It so happened that it had to go to another town, but the paycheck had not yet arrived. A friend recommended me to use First Credit. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Vita Ryan

First Credit is quite reliable, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on due date. The employees in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Ethelyn Ruecker

Thanks to the employees for the competent service. They assisted in difficult times. For application you only need an ID.

Dr. Lafayette Roberts IV

I took the first cash advance, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.

Jennings Hettinger

Pay Attention

Above-defined info offers the details about a certain lender. Below-specified info is devoted to general information about payday loans.

Payday Loans in Charleston, Maine

A short-term loan is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts are from $100-$1,000.

This financial product in Charleston, Maine is taken out easily and fast. The interest rate is defined depending on the category of the customer: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will First Credit help issue a payday loan in Charleston, Maine?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to review the application. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Charleston, Maine. The lending company will estimate many points to qualify such as solvency. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in Charleston, South Carolina

First Citizens Bank ATM

108 W Church St, Cowpens, SC 29330, USA

+1 (864) 463-4361

www.firstcitizens.com

CBL State Savings Bank

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cblbanklocal.com

AgSouth Farm Credit

2630 Colonel Thomson Hwy, St Matthews, SC 29135, USA

+1 (803) 874-3703

www.agsouthfc.com

North American Title Loans

3325 N Main St, Anderson, SC 29621, USA

+1 (864) 224-9032

www.northamericantitleloans.net

SouthState Bank

201 Bypass, 123, Seneca, SC 29678, USA

+1 (864) 888-2265

southstatebank.com

Auto Money

126 S Ron McNair Blvd, Lake City, SC 29560, USA

+1 (843) 374-5525

www.automoneytitleloans.com

Regional Finance

100 Forum Dr Suite 4, Columbia, SC 29229, USA

+1 (803) 699-1868

branches.regionalfinance.com

Southern Finance

7457 Patterson Rd, Columbia, SC 29209, USA

+1 (803) 252-4220

www.mymoneytogo.com

Auto Money

1993 Paxville Hwy, Manning, SC 29102, USA

+1 (803) 435-0629

www.automoneytitle.com

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