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3 2 reviews
Loan agency in Cheraw, South Carolina

532 Chesterfield Hwy, Cheraw, SC 29520, USA
7 years in business
+1 (843) 921-9035
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5:30PM

What people think about Cheraw Financial Services?

Below you get acquainted with some of the opinions of our customers.

A good loan provider. The company quickly processed my application. Had money in my account the next day. If you need some extra cash urgently, this is the best lender, I’m telling you!

Doris Schmidt DDS

Good lender with affordable rates. They transferred the next day, as promised. I will use Cheraw Financial Services again if I need financial assistance.

Thomas Ferry

They only ask for an ID to apply. Last week I was broke and needed extra money to hold on. These guys approved me although I had a bad credit score. Fast and easy process. Highly recommend!

Pink Hickle III

Important

The above-given information provides the details about a certain lending service. The information below is about general information about payday loans.

Payday Loans in Cheraw, South Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Cheraw, South Carolina. Loans from payday lenders can get you cash quickly. Your APR will depend on several things.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a poor credit score an increased opportunity to get approved for such loans. A payday loan may be the only financial product available for some people to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your budget and repay your loan commitments on time.

To get approved for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Cheraw, South Carolina

Security Finance

126 S Main St, McCormick, SC 29835, USA

+1 (864) 465-2526

www.securityfinance.com

Excel Financial Services

1105 W Floyd Baker Blvd, Gaffney, SC 29341, USA

+1 (864) 487-1131

Car Title Loans/ Title Express IV

1620 S Irby St, Florence, SC 29505, USA

+1 (843) 669-7500

ATM First Bank Troy

206 Monroe St, Dillon, SC 29536, USA

+1 (800) 627-3999

localfirstbank.com

Lenders Loans

811 Montague Ave, Greenwood, SC 29649, USA

+1 (864) 377-8063

OneMain Financial

330 Harrison Bridge Rd a, Simpsonville, SC 29680, USA

+1 (864) 228-6161

www.onemainfinancial.com

Farmers & Merchants Bank of SC

7002 Charleston Hwy, Bowman, SC 29018, USA

+1 (803) 829-2581

www.fmbsc.com

SouthState Bank

657 Bass Dr, Santee, SC 29142, USA

+1 (803) 854-2451

southstatebank.com

World Finance

12540 Main St, Williston, SC 29853, USA

+1 (803) 403-0983

www.loansbyworld.com

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