Checks Plus Payday Loans Review - Columbia, South Carolina

4.3 7 reviews

Organization owner?

516 Beltline Blvd, Columbia, SC 29205, USA

+1 (803) 782-2346

Thursday

9:30AM–6PM

Friday

9:30AM–6PM

Saturday

9:30AM–12PM

Sunday

Closed

Monday

9:30AM–6PM

Tuesday

9:30AM–6PM

Wednesday

9:30AM–6PM

Feedback about Checks Plus?

Here you read the feedback of our clients.

Highly recommend these folks.

Mr. Willard Dickinson

They really help me out...Great service

Juvenal Hudson Sr.

I was never rude to him and don't understand his rudeness to me.

Delfina Block

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes people grapple with shared information about payday loans.

Payday Loans in Columbia, Connecticut

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Columbia, Connecticut is taken out easily and quickly. The interest rate is defined depending on the category of the borrower: the more loans are successfully paid off, the more attractive terms will be guaranteed to you.

APR

12$ small loan cap

How will Checks Plus help take out a payday loan in Columbia, Connecticut?

Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online application with person-related data. It will take several minutes to process the form. The money are transferred in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to take out a loan in Columbia, Connecticut. They estmate many other factors before issuing a payday loan. One of them is payment abilities. This is a way to enhance your credit history.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to apply the calculator. It will define the cost of the cash advance.