Welcome to Our Online Loan Referral Service

3.7 29 reviews

218 Birchtree Dr, Greenwood, SC 29649, USA
+1 (864) 941-8900
www.mynucu.org
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

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Feedback about Neighbors United Federal Credit Union?

Here you read the feedback of our clients.

All the staff is so friendly & easy to work with!!

Clay Walker

Heads up people, your money is no longer available the day before anymore.

Gwen Gerhold

Been with them for little over a year now but my thing is with the loan process.

Mrs. Aliya Howell

The bank and staff are very professional and friendly.

Elyse Kovacek

Slow service & very unprofessional!!

Simeon Monahan PhD

I'm giving 5 stars because of the manager Brittany.

Polly Gaylord

Pay Attention

Payday lenders are provided in the first three points. Below info specifies common information about payday loans.

Payday Loans in Greenwood, New York

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Such financial products as payday loan in Greenwood, New York is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more payday loans you pay back off, the more favorable rates a borrower will recieve.

APR

25% small loan cap

How will Neighbors United Federal Credit Union help take out a payday loan in Greenwood, New York?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to review the application. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Microfinance organizations in Greenwood, ny consider this circumstance not a drawback to issue a loan. The client of a payday loan should be prepared to objectively estimate financial solvency, issue a loan, repay the debt on schedule and not only resolve current problems, but enhance the credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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