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5 2 reviews
Loan agency in Spartanburg, South Carolina

104-B Garner Rd, Spartanburg, SC 29303, USA
+1 (864) 585-3360
www.mycommunitycredit.com
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM

Domain Info

Created Date

2008-03-10

Mailing Address

South Carolina, United States

Company Name

ENGENIUS DEVELOPMENT LLC

ENGENIUS DEVELOPMENT LLC

Contact Data

What people think about Community Credit?

Below you find some of the reviews of our clients.

Community Credit seems reliable. At least they charge no hidden fees. This was the only lender that accepted me for a payday loan.

Ms. Jazlyn Macejkovic Sr.

They only ask for an ID to get approve. Last week I was broke and needed some cash to hold on. These guys saved me although I had a low credit score. Fast and safe application. Very happy!!

Odell Schulist

I have already contacted this lender once and I was very happy with the rates. This is the only day and night lender with competitive rates in my area.

Montana Tromp

A good website. These guys quickly processed my application. Had money in my account the next morning. If you need some extra money urgently, this is the best lender, I’m telling you!

Jaiden Lueilwitz

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Spartanburg, South Carolina

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans in Spartanburg, South Carolina is are simple to get. The APR is specific for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can typically be an obstacle to getting a bank loan. A payday loan can rescue borrowers who have bad credit scores or have no credit history. But we remind you that as with any borrowing you should only dare applying for a cash advance if you are sure that you can make payments punctually.

To get approved for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the precise cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Spartanburg, South Carolina

TitleMax Title Secured Loans

4811 US Highway 17 Bypass South Suite 1, Myrtle Beach, SC 29577, USA

+1 (843) 735-5297

www.titlemax.com

SouthState Bank

801 US Hwy 321 Bypass S, Winnsboro, SC 29180, USA

+1 (803) 635-5589

southstatebank.com

Citizens One Home Loans - Kent Austin

270 W Coleman Blvd, Mt Pleasant, SC 29464, USA

+1 (843) 478-2780

lo.citizensone.com

Walmart Money Center

805 Lancaster Bypass W, Lancaster, SC 29720, USA

+1 (803) 286-5445

www.walmart.com

Citizens Bank

1515 N Hwy 17, Mt Pleasant, SC 29464, USA

www.citizensbank.com

First Citizens Bank

2895 Reidville Rd, Spartanburg, SC 29301, USA

+1 (864) 574-9530

www.firstcitizens.com

CPM Federal Credit Union - Orangeburg

1174 Boulevard St NE, Orangeburg, SC 29115, USA

+1 (800) 255-1513

www.cpmfed.com

First Palmetto Bank

1204 48th Ave N, Myrtle Beach, SC 29577, USA

+1 (843) 839-3900

www.firstpalmetto.com

TitleMax Title Secured Loans

3316 N Main St, Anderson, SC 29621, USA

+1 (864) 375-9726

www.titlemax.com

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