Welcome to Our Online Loan Referral Service

4.9 63 reviews
Loan agency in Fairfield County, South Carolina

264 US Hwy. 321 Bypass South, Winnsboro, SC 29180, USA
+1 (803) 635-7474
www.advanceamerica.net
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
9AM–2PM
Sunday
(Easter)
Closed
Monday
10AM–6PM
Tuesday
10AM–2PM
Wednesday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you read the reviews of our clients.

Great service with Moneygram and I just became a new customer.

Dante Watsica

This is a great location the customer service is the best.

Prof. Benedict Runolfsson

Great place friendly people

Prof. Alexandre Gottlieb III

Pay Attention

Lenders are provided in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Winnsboro, South Carolina

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Such financial products as payday loan in Winnsboro, South Carolina is issued simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates you will recieve.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Advance America help issue a payday loan in Winnsboro, South Carolina?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Winnsboro, South Carolina. The company will assess many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

APR Calculator

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