What people think about Woodruff Finance Co?
Below you get acquainted with some of the opinions of our customers.
They approve applicants instantly and transfer funds the same day. But beware – they charge high penalties for missed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!
Virginie Krajcik
It needed to fix my credit because I had no chances of getting accepted for a agriculture loan. So I applied for a cash advance via Woodruff Finance Co. Took out 2 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very satisfied.
Brown Schneider
A good website. The lender quickly processed my application. Had funds in my account the next day. If you need some extra cash urgently, this is the best loan provider, I’m telling you!
Prof. Miller Robel Sr.
Pay Attention
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Woodruff, South Carolina
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.
Payday loans in Woodruff, South Carolina is are simple to get. The APR is individual for each person and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
391% APR*
Max Loan
$550
Min Term
Not Specified
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to people with a bad credit history. Payday loan approvals depend very much on specific circumstances. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.
To get accepted for a loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in Woodruff, South Carolina
Arthur State Bank
4285 S Church St Ext, Roebuck, SC 29376, USA
+1 (864) 574-6555
www.arthurstatebank.com
Montana Capital Car Title Loans
1905 Savannah Hwy, Charleston, SC 29407, USA
+1 (843) 350-6198
montanacapital.com
Advance America
1007 W Floyd Baker Blvd, Gaffney, SC 29341, USA
+1 (864) 489-8870
www.advanceamerica.net
