Woodruff Finance Co Payday Loans Review - Woodruff, South Carolina

Loan agency in Woodruff, South Carolina

Organization owner?

449 Laurens Rd, Woodruff, SC 29388, USA

+1 (864) 476-8105

What people think about Woodruff Finance Co?

Below you get acquainted with some of the opinions of our customers.

They approve applicants instantly and transfer funds the same day. But beware – they charge high penalties for missed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!

Virginie Krajcik

It needed to fix my credit because I had no chances of getting accepted for a agriculture loan. So I applied for a cash advance via Woodruff Finance Co. Took out 2 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very satisfied.

Brown Schneider

A good website. The lender quickly processed my application. Had funds in my account the next day. If you need some extra cash urgently, this is the best loan provider, I’m telling you!

Prof. Miller Robel Sr.

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Woodruff, South Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans in Woodruff, South Carolina is are simple to get. The APR is individual for each person and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to people with a bad credit history. Payday loan approvals depend very much on specific circumstances. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get accepted for a loan, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.