Welcome to Our Online Loan Referral Service


805 Main St, Alpena, SD 57312, USA
+1 (605) 849-3249
www.abt.bank
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–4PM
Saturday
Closed

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Feedback about American Bank & Trust?

Here you get acquainted with the reviews of our customers.

I trusted American Bank & Trust when it was necessary to get a payday loan. I filled out an application quickly. No issues.

Annette Ullrich V

I recommend American Bank & Trust to everyone, I am applying for the second time. Everything is great!

Ernestina Hermann

Good service with a reasonable rate. Money transferred immediately, I always use American Bank & Trust.

Marshall Rutherford

American Bank & Trust applied for a loan secured by a vehicle for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Dane Leffler

Pay Attention

Above-specified info provides the details about a definite lending company. Below-shown info is devoted to common information about payday loans.

Payday Loans in Alpena, Michigan

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

Payday loans in Alpena, Michigan are issued hassle-free. The interest percentage depends on the borrower's person-related information: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will American Bank & Trust help issue a loan in Alpena, Michigan?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Alpena, Michigan. The company will assess many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Alpena, South Dakota

Dakotaland Federal Credit Union

1101 9th Ave SE, Watertown, SD 57201, USA

+1 (605) 884-5775

dakotalandfcu.com

Walmart Money Center

1101 E Spruce St, Mitchell, SD 57301, USA

+1 (605) 995-6840

www.walmart.com

U.S. Bank Branch

420 S Sycamore Ave, Sioux Falls, SD 57110, USA

+1 (605) 977-5940

locations.usbank.com

First Interstate Bank - Drive-Up

40 N 5th St, Custer, SD 57730, USA

+1 (605) 673-2215

Dacotah Bank

113 N Commercial St, Clark, SD 57225, USA

+1 (605) 532-3626

www.dacotahbank.com

Delay Check Loans

1514 Dakota Ave S, Huron, SD 57350, USA

+1 (605) 352-3901

First Interstate Bank

333 West Blvd Ste 100, Rapid City, SD 57701, USA

+1 (605) 348-3322

locations.firstinterstatebank.com

Security State Bank

107 Main St, Montrose, SD 57048, USA

+1 (605) 363-5104

www.bankwithsecurity.com

Bay Equity Home Loans - Spearfish

135 E Colorado Blvd, Spearfish, SD 57783, USA

+1 (605) 641-6434

www.bayequityhomeloans.com

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