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Created Date
2012-10-24
Mailing Address
Company Name
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What people think about Ipswich State Bank?
Below you read some of the reviews of our clients.
Used Ipswich State Bank for the 4th time. The lender is credible. They always keep you updated on your loan. No hidden fees. You can always extend your loan. They are always there when I need extra money.
Dr. Celine Berge
A good loan provider. They quickly processed my application. Had funds in my account the next day. If you need some extra cash urgently, this is the best place to apply, I’m telling you!
Pink Olson
Good lender with affordable rates. They money immediately, as I expected. I will use Ipswich State Bank again if I need temporary help.
Deondre Schowalter
I have already used this lender 3 times and I was very happy with the rates. This is the only 24/7 lender with reasonable rates in my city.
Chauncey Abbott Jr.
Pay Attention
Now you can review general characteristics of payday loans.
Payday Loans in Ipswich, Massachusetts
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.
Payday loans in Ipswich, Massachusetts is are simple to access. The APR is individual for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
23% small loan cap
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a bad credit rating. Payday loan approvals depend very much on specific circumstances. They will look at your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a payday loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in Ipswich, South Dakota
First Dakota National Bank
2105 Broadway Ave, Yankton, SD 57078, USA
+1 (605) 665-4999
www.firstdakota.com
First National Bank
125 W Sioux Ave, Pierre, SD 57501, USA
+1 (605) 945-3900
www.firstnationalbanks.bank
Finova Financial
101 S Reid St #307, Sioux Falls, SD 57103, USA
+1 (888) 358-4452
www.finovafinancial.com
First Interstate Bank - ATM
711 Creek Dr, Rapid City, SD 57703, USA
+1 (855) 342-3400
locations.firstinterstatebank.com
