Direct Check Payday Loans Review - Pierre, South Dakota

1 2 reviews

Loan agency in Pierre, South Dakota

Organization owner?

633 E Sioux Ave, Pierre, SD 57501, USA

+1 (605) 224-6044

www.direct-check.com

Domain Info

Created Date

2004-04-14

Mailing Address

South Dakota, United States

Company Name

KJ Management

Contact Data

Feedback about Direct Check?

Here you grapple with the feedback of our customers.

100% sleeky company. They ask for a photo then distribute on the Internet. They lie that it is approved, so that you sent them a card data and an ID photo.

Kade Murray

I contacted Direct Check 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, contact the company in a month. Why?

Kenna Lang

For 6 months I have not been able to make the company to transfer the information about the closing of the loan for 2019.

Tressie Farrell

Pay Attention

Further there will be presented the details about not a definite lender. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Pierre, South Dakota

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in Pierre, South Dakota are issued easily. The interest rate is dependent on the client's personal information: if you repay more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will Direct Check help issue a loan in Pierre, South Dakota?

Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with personal data. It will take some minutes to process the form. The money are transferred in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Pierre, sd will assess other aspects like solvency and approve a loan. This is a way to enhance your credit score.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in Pierre, South Dakota

Advance America

840 N Garfield Ave Ste. #102, Pierre, SD 57501, USA

+1 (605) 224-6700

www.advanceamerica.net

Direct Check

800 N Sanborn Blvd, Mitchell, SD 57301, USA

+1 (605) 996-7927

firstchoicepaydayloans.com

Great Western Bank

1302 6th St, Brookings, SD 57006, USA

+1 (605) 692-7100

www.greatwesternbank.com

First Bank & Trust, Watertown

1120 9th Ave SE, Watertown, SD 57201, USA

+1 (605) 882-8320

www.bankeasy.com

Dakota Prairie Bank

1204 Yellowstone St, Fort Pierre, SD 57532, USA

+1 (605) 223-2337

www.dakotaprairiebank.com

U.S. Bank Branch

701 St Joseph St, Rapid City, SD 57701, USA

+1 (605) 394-2000

locations.usbank.com