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218 Main Ave, Geddes, SD 57342, USA
+1 (605) 337-3333
www.bankwest-sd.bank
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
8AM–4PM
Friday
8AM–4PM
Saturday
Closed
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Above there are details about a exact lending company. Below every reader may grapple with the essence of payday loans.

Payday Loans in Geddes, South Dakota

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

Payday loans in Geddes, South Dakota are taken out problem-free. The interest percentage depends on the customer's personal information: if you repay more payday loans, the more favorable terms and rates lenders offer.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will BankWest help issue a payday loan in Geddes, South Dakota?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be transfered to card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Geddes, South Dakota. They rate many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to enhance your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Geddes, South Dakota

OneMain Financial

1301 W Omaha St #103, Rapid City, SD 57701, USA

+1 (605) 343-3550

www.onemainfinancial.com

Northern Hills Federal Credit Union

2430 Platinum Dr Suite 3, Spearfish, SD 57783, USA

+1 (605) 722-2911

www.northernhillsfcu.org

First State Bank of Roscoe

5002 4th Ave, Bowdle, SD 57428, USA

+1 (605) 285-6400

www.fsbroscoe.com

First PREMIER Bank

115 Ohio St, Wakonda, SD 57073, USA

+1 (605) 267-2665

firstpremier.com

East River Federal Credit Union

220 Harth Ave S, Madison, SD 57042, USA

+1 (605) 256-8145

www.eastriverfcu.com

American Bank & Trust

120 Main St E, Wessington Springs, SD 57382, USA

+1 (605) 539-1222

www.abt.bank

Quality Lenders Inc.

3404 S Marion Rd, Sioux Falls, SD 57106, USA

+1 (605) 275-8282

Great Western Bank

106 E 7th Ave, Redfield, SD 57469, USA

+1 (605) 472-2200

www.greatwesternbank.com

U.S. Bank ATM - Rapid City Main

701 St Joseph St, Rapid City, SD 57701, USA

+1 (800) 872-2657

usbank.com

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