Welcome to Our Online Loan Referral Service


201 Mitchell St, Roscoe, SD 57471, USA
+1 (605) 287-4451
www.fsbroscoe.com
Sunday
Closed
Monday
7:30AM–5PM
Tuesday
7:30AM–5PM
Wednesday
7:30AM–5PM
Thursday
7:30AM–5PM
Friday
7:30AM–5PM
Saturday
Closed

Domain Info

Created Date

2007-09-19

Mailing Address

South Dakota, United States

Company Name

First State Bank of Roscoe

First State Bank of Roscoe

Contact Data

Feedback about First State Bank?

Here you grapple with the reviews of our customers.

I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional services. Unsatisfied.

Javon Zieme MD

I tried to borrow money from First State Bank. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Dr. Friedrich Hill V

For 6 months I have not been able to make the company to transfer the information about the closing of the loan for 2019.

Dr. Robin Volkman

High interest rate. When paying back a payday loan, some other interest is credited, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another website.

Jairo Schuster

Disappointed! Was declined to borrow $1,000. Only $400 was approved.

Arturo Nienow Sr.

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Ms. Juana Larkin II

Pay Attention

Above-shown info offers the details about a definite lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in Roscoe, New York

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

This financial product in Roscoe, New York is taken out simply and quickly. The interest percentage is set considering the category of the customer: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

25% small loan cap

How will First State Bank help take out a loan in Roscoe, New York?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are issued day and night. The loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Roscoe, ny will estimate other aspects like payment abilities and approve a loan. This is a way to improve your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Roscoe, South Dakota

OneMain Financial

1040 29th St SE, Watertown, SD 57201, USA

+1 (605) 886-3770

www.onemainfinancial.com

First National Bank

210 N. Main, Lake Preston, SD 57249, USA

+1 (605) 847-4411

www.firstnationalbanks.bank

Gary Schaap - Ameriprise Financial Services, LLC

905 W Cedar St, Beresford, SD 57004, USA

+1 (605) 763-2098

www.ameripriseadvisors.com

Farmers State Bank

120 E 2nd Ave, Flandreau, SD 57028, USA

+1 (605) 997-5640

www.farmersstatebank.com

EZ Money Check Cashing

1412 W 41st St, Sioux Falls, SD 57105, USA

+1 (605) 339-8573

www.getezmoney.com

Service First Federal Credit Union

1300 N Morrell Ave, Sioux Falls, SD 57103, USA

+1 (605) 336-3775

www.servicefirstfcu.org

First Bank & Trust, Watertown

1120 9th Ave SE, Watertown, SD 57201, USA

+1 (605) 882-8320

www.bankeasy.com

First Dakota National Bank

101 S 3rd St, Beresford, SD 57004, USA

+1 (605) 763-2135

www.firstdakota.com

Great Western Bank

408 State Hwy 77, Dell Rapids, SD 57022, USA

+1 (605) 428-3076

www.greatwesternbank.com

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