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Loan agency in Sioux Falls, South Dakota

408 W Lotta St #3, Sioux Falls, SD 57105, USA
+1 (605) 335-7332
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The previous three items describe a certain lending service. But below you can read general details about payday loans.

Payday Loans in Sioux Falls, South Dakota

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Sioux Falls, South Dakota is are easy to get. The APR is individual for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still apply a payday loan. Such loans are designed to help meet the needs of people with lower credit scores. There are lenders who may be willing to offer you a payday loan even if you have a poor credit score. You will need a regular income to apply for a bad credit payday loan.

To get accepted for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the loan immediately.

APR Calculator

Other Payday Lenders in Sioux Falls, South Dakota

Dollar Loan Center

119 6th Ave SW, Aberdeen, SD 57401, USA

+1 (605) 225-5626

Bank of the West

15 E Main St, Vermillion, SD 57069, USA

+1 (605) 624-4431

www.bankofthewest.com

Walmart Money Center

1201 29th St SE, Watertown, SD 57201, USA

www.walmart.com

Wells Fargo Bank

502 1st Ave E, Sisseton, SD 57262, USA

+1 (605) 698-3955

www.wellsfargo.com

U.S. Bank ATM - Colton

200 E 4th St, Colton, SD 57018, USA

+1 (800) 872-2657

usbank.com

First State Bank of Roscoe

5002 4th Ave, Bowdle, SD 57428, USA

+1 (605) 285-6400

www.fsbroscoe.com

Farm Credit Services of America

2510 N Plaza Dr, Rapid City, SD 57702, USA

+1 (605) 342-0678

www.fcsamerica.com

Great Western Bank

223 Main St, Mc Intosh, SD 57641, USA

+1 (605) 273-4501

www.greatwesternbank.com

First Fidelity Bank (Bonesteel)

300 Mellette St, Bonesteel, SD 57317, USA

+1 (605) 654-2633

www.ffb-sd.com

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